# Cybrid

> Move your money forward, globally

Cybrid is a payments infrastructure company that provides API tools connecting traditional banking with stablecoin and Bitcoin payment rails. It serves fintechs, banks, and enterprises building cross-border payment and remittance products.

Cybrid is a payments infrastructure company that provides application programming interfaces connecting traditional banking rails with stablecoin and Bitcoin payment networks. It is built for fintechs, banks, and enterprises seeking to launch payment products without assembling separate banking, compliance, and crypto vendor relationships. Its platform is designed for cross-border remittance, business-to-business payments, and treasury operations.

The platform addresses the operational complexity of combining fiat and stablecoin rails by consolidating account creation, know your customer and know your business verification, liquidity access, custody, and ledgering into a single programmable stack. Businesses use it to move funds between fiat and stablecoins, settle payments across borders, and maintain a traceable record of transactions. Cybrid is licensed as a money services business and works within a regulated framework across the markets it serves.

Its offering spans payments orchestration, compliance and identity verification, liquidity and treasury tools, and account and wallet infrastructure. These products are grouped to support use cases such as cross-border remittance, supplier and vendor payouts, and banking institutions modernizing their payment rails. Cybrid is used by fintech developers, payment platforms, and financial institutions building compliant global money movement products.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-01-01
- Profile: https://thegrid.id/profiles/cybrid

## Products

- [Cybrid Platform](https://thegrid.id/profiles/cybrid): Cybrid Platform is a payments infrastructure platform that lets fintechs, banks, and enterprises move money across stablecoins and fiat through a single API suite. It orchestrates conversions between bank rails such as ACH, wire, RTP, FedNow, EFT, and Interac and stablecoin transfers, while providing embedded KYC, KYB, and AML identity verification for onboarding. The platform also issues FBO and named accounts with wallet infrastructure secured through custodial and MPC-based key management, and sources stablecoin liquidity for settlement and treasury operations. It is used by developers building compliant cross-border remittance, B2B payment, and banking products without establishing direct banking or custody relationships themselves. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://cybrid.xyz)
- [Blog](https://blog.cybrid.xyz)
- [Documentation](https://docs.cybrid.xyz)
- [Privacy policy](https://www.cybrid.xyz/en/privacy-policy)
- [Terms of Service](https://www.cybrid.xyz/en/terms-of-service)
- [LinkedIn](https://www.linkedin.com/company/cybridapp)
- [GitHub](https://github.com/Cybrid-app)
- [Twitter / X](https://twitter.com/cybrid_xyz)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP