# DCS Card Centre > Pay Smarter, Live Better DCS Card Centre is a licensed financial institution that issues credit and charge cards and provides stablecoin-to-fiat payment solutions. It serves individuals, merchants, and businesses in Singapore and the region. DCS Card Centre is a licensed financial institution that issues credit and charge cards while combining traditional payment services with blockchain-based solutions. It provides consumers, merchants, and corporates with card issuance, loyalty rewards, and digital payment tools designed for everyday spending and business transactions. The company positions itself as a fintech provider bridging conventional banking infrastructure with newer payment technologies. The company operates as a regulated card issuer, working with international payment networks to deliver credit, charge, and prepaid card products. It has extended its offering into blockchain-enabled payments, allowing users to convert stablecoins to fiat and manage digital assets alongside traditional card accounts through compliant infrastructure. This combination addresses demand for payment options that connect conventional banking rails with digital asset activity. Its product range includes consumer and commercial cards, a loyalty rewards program, cash and installment payment programs, and stablecoin-linked payment tools grouped under its Web3 payments offering. DCS Card Centre serves individual cardholders, merchants accepting card and digital payments, and corporate clients seeking integrated payment solutions across Singapore and the broader region. - Type: Company - Sector: Payments - Status: Active - Founded: 1973-01-01 - Profile: https://thegrid.id/profiles/dcs_card_centre ## Products - [DeCard](https://thegrid.id/profiles/dcs_card_centre): DeCard is a payment card with a stablecoin-funded credit limit for use at Visa-accepting merchants and ATMs worldwide through card and QR-based payments. Users deposit stablecoins across multiple networks into the D-Vault account, which manages top-ups, payment tracking, and spending limit controls, with balances available for real-time spending. Cards are managed through the DCS DeCard mobile app and web interface. It includes a standard tier with no annual fee and a DePoints rewards program, alongside DeCard Luminaries, a premium metal tier offering tiered cashback up to 10% monthly, airport lounge access, travel insurance, and concierge services. (Card, Live, Main Product) - [DCS Cards](https://thegrid.id/profiles/dcs_card_centre): DCS Cards is a card issuance platform that provides consumer and commercial credit and charge cards with cashback, rewards, and instalment options for cardholders in Singapore. Cards are accepted on the Diners Club International, Mastercard, UnionPay, and Visa networks. (Card issuance, Live) - [DCS Web3 Payments](https://thegrid.id/profiles/dcs_card_centre): DCS Web3 Payments is a stablecoin issuance platform that issues DCS Tokens, dollar-backed payment tokens regulated by the Monetary Authority of Singapore under the Banking Act, enabling merchants and corporates to settle transactions across Web2 and Web3 environments. (Stablecoin Issuer, Live) ## Assets - [DCS Token (DCS)](https://thegrid.id/profiles/dcs_card_centre): DCS is the dollar-backed payment token issued by DCS Card Centre, a Monetary Authority of Singapore-regulated financial institution. It is used by merchants and corporates for cross-Web2-and-Web3 transaction settlement, with each token equivalent to one payment value in USD. DCS Token is the first payment token issued by a licensed financial institution in Singapore. (Stablecoin) ## Links - [Main](https://dcscc.com) - [Privacy policy](https://dcscc.com/privacy-policy) - [Terms of Service](https://dcscc.com/cards-tnc) - [Blog](https://dcscc.com/press-centre) - [LinkedIn](https://www.linkedin.com/company/dcscc) - [Instagram](https://www.instagram.com/dcscardcentre) - [Facebook](https://www.facebook.com/dcscards) - [Twitter / X](https://x.com/DCS_DeCard) - [Twitter / X](https://x.com/TheDeCard) - [Telegram](https://t.me/DeCardCommunity) - [Twitter / X](https://x.com/DCS_DeCard) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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