# DitoBanx > Technology that boosts your finances! DitoBanx is a Latin American digital financial services company. It provides individuals and businesses with digital asset accounts, cards, cross-border payments, and a regulated tokenization arm across multiple countries. DitoBanx is a Latin American digital financial services company that combines traditional banking with digital assets. It offers individuals and businesses digital accounts, payment cards, cross-border transfers, and a tokenization arm for regulated digital securities. The company serves both banked and unbanked users seeking accessible financial tools across the region. DitoBanx operates through separate entities in Mexico and El Salvador, each handling national payment processing and digital asset services respectively. This structure lets it combine fiat currency accounts with digital assets on a single platform while adapting to each country's regulatory framework. Cross-border transfers route through established payment networks, giving users visibility into transaction timing and cost. Its offering includes a personal wallet app, a business platform for multi-currency operations, and a tokenization division that issues and manages regulated digital securities. Additional services cover lending, investment products, and cards accepted internationally. DitoBanx serves individuals, small businesses, and larger corporations across several Latin American countries and the United States. - Type: Company - Sector: Finance - Status: Active - Founded: 2021-01-01 - Profile: https://thegrid.id/profiles/ditobanx ## Products - [DitoWallet](https://thegrid.id/profiles/ditobanx): DitoWallet is a neobank mobile app that provides digital accounts in Bitcoin, USDC, USDT, and a peso-pegged stablecoin, alongside dollar and euro balances. Users hold, convert, and send these balances, spend through a linked Mastercard card, and pay bills or receive cross-border remittances directly from the app. The service targets individuals across Latin America who lack easy access to traditional banking, combining crypto asset custody with everyday payment and money-transfer functions in one account. (Neobank, Live, Main Product) - [DitoBanx Empresas](https://thegrid.id/profiles/ditobanx): DitoBanx Empresas is a financial services platform that provides businesses with digital accounts in USDC, USDT, and Bitcoin, Mastercard business cards, cross-border payments, mass payment disbursement, institutional treasury management, lending, and investments. It serves SMEs, startups, corporations, and fintechs across Latin America through a web-based platform. (Financial Services Platform, Live) ## Links - [Main](https://ditobanx.mx) - [Privacy policy](https://ditobanx.mx/polica-de-privacidad) - [Terms of Service](https://ditobanx.mx/terminos-y-condiciones) - [Blog](https://ditobanx.mx/articulos-2-2) - [LinkedIn](https://www.linkedin.com/company/ditobanx) - [Facebook](https://www.facebook.com/DitoBanxMexico) - [Instagram](https://www.instagram.com/ditobanx_mx) - [Twitter / X](https://x.com/dbx_mexico) - [TikTok](https://www.tiktok.com/@dbx_mx) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP