# dLocal

> Financial technology for markets of the future

dLocal is a cross-border payments company serving emerging markets. It helps global enterprises accept payments and send payouts through local payment methods across Africa, Asia, and Latin America.

dLocal is a cross-border payments company that connects global enterprises with consumers and partners in emerging markets. It provides local payment infrastructure covering payment acceptance, payouts, fraud management, and invoice collection through a single integration. Merchants use its platform to reach customers in high-growth economies without building separate local payment relationships in each market.

dLocal addresses the gap between international businesses and fragmented local payment systems across developing regions. It works by giving merchants access to a wide range of local payment methods and currencies, handling settlement and currency conversion, and acting as merchant of record in the markets it serves. This structure reduces the operational and compliance burden that would otherwise fall on a merchant expanding into a new market.

Its core offerings include Payins, Payouts, Defense Suite for fraud management, dLocal for Platforms for marketplaces splitting funds among multiple users, and Invoice Collection. The company is publicly listed and serves enterprise merchants across industries such as e-commerce, streaming, travel, and software, connecting them to consumers and business partners throughout Africa, Asia, and Latin America.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2016-01-01
- Profile: https://thegrid.id/profiles/dlocal

## Products

- [dLocal Financial Platform](https://thegrid.id/profiles/dlocal): dLocal Financial Platform is a payments infrastructure and orchestration service that connects global enterprises with local payment methods across emerging markets. It provides merchant payins, payouts, invoice collection, and platform-level payment routing through a single API, unifying multiple payment methods and currencies. Businesses use it to accept and disburse funds locally while dLocal handles currency conversion and rail selection. (Payments Infrastructure & Orchestration, Live, Main Product)
- [dLocal Crypto API](https://thegrid.id/profiles/dlocal): dLocal Crypto API is a developer tooling offering that provides SDKs and API access for integrating stablecoin payment processing into applications. It connects digital asset flows with local payment methods, letting developers route stablecoin transactions into fiat-based payins and payouts across emerging markets. The API is documented for merchants and platforms building crypto-linked payment integrations. (Developer Tooling, Live)
- [dLocal Stablecoin Full](https://thegrid.id/profiles/dlocal): dLocal Stablecoin Full is a stablecoin payment infrastructure product for emerging markets, letting merchants accept stablecoin checkout and convert between digital assets and local fiat rails. It provides treasury and foreign-exchange operations alongside settlement, integrated through a single API. The product connects to multiple blockchain networks and stablecoins to route payments and manage cross-border liquidity. (Payments Infrastructure & Orchestration, Live)
- [dLocal Defense Suite](https://thegrid.id/profiles/dlocal): dLocal Defense Suite is a fraud management platform for global eCommerce companies operating in emerging markets. It provides real-time transaction monitoring, chargeback management, and dispute resolution tools alongside data analytics to score and detect fraudulent activity. Merchants use the suite to minimize financial losses tied to payment fraud. (Risk Assessment, Live)
- [BNPL Fuse](https://thegrid.id/profiles/dlocal): BNPL Fuse is a buy-now-pay-later aggregation product that connects merchants to multiple installment payment providers across emerging markets through a single integration. It routes checkout transactions to available local BNPL options, letting businesses offer installment payments without integrating each provider separately. The product is accessed through the same payments infrastructure used for other local payment methods. (Payments Infrastructure & Orchestration, Live)

## Links

- [Main](https://www.dlocal.com)
- [Documentation](https://docs.dlocal.com)
- [Blog](https://www.dlocal.com/blog)
- [Terms of Service](https://www.dlocal.com/legal/terms-and-conditions)
- [Privacy policy](https://www.dlocal.com/legal/privacy-hub)
- [Twitter / X](https://x.com/dLocalPayments)
- [Instagram](https://instagram.com/dlocalteam)
- [LinkedIn](https://linkedin.com/company/dlocal)
- [GitHub](https://github.com/dlocal)

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
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- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
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- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP