# dLocal

> Unlock the power of emerging markets

dLocal helps global merchants accept payments and send payouts in emerging markets through local payment methods across Africa, Asia, and Latin America.

dLocal helps global enterprises process cross-border payments in emerging markets by providing local payment infrastructure and settlement services. With it, merchants can accept local payment methods, send payouts to contractors and partners, and split funds between platform users. dLocal operates as merchant of record in each market, reducing operational complexity for international businesses expanding into high-growth economies.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/dlocal

## Products

- [dLocal Financial Platform](https://thegrid.id/profiles/dlocal): dLocal Financial Platform provides cross-border payment processing through traditional banking infrastructure and borderless stablecoin-to-fiat flows. The system enables merchant payins, payouts, invoice collection, and treasury settlement through a single API across emerging markets, supporting both digital assets and local fiat currencies. (Payments Infrastructure & Orchestration, Live, Main Product)
- [dLocal Crypto API](https://thegrid.id/profiles/dlocal): dLocal Crypto API provides developer tools and SDKs for integrating stablecoin payment processing into applications. The system offers single API access to connect digital asset flows with local payment methods across multiple payment options and emerging markets. (Developer Tooling, Live)
- [dLocal Stablecoin Full](https://thegrid.id/profiles/dlocal): dLocal Stablecoin Full is a complete stablecoin payment infrastructure for emerging markets, enabling merchants to accept stablecoin checkout, convert between crypto and local rails, and manage treasury and FX operations, integrated via a single API. (Payments Infrastructure & Orchestration, Live)
- [dLocal Defense Suite](https://thegrid.id/profiles/dlocal): dLocal Defense Suite is a fraud management platform for global eCommerce companies, providing transaction scoring, fraud detection, and compliance tools to minimize financial losses across emerging markets. (Risk Assessment, Live)

## Links

- [Main](https://www.dlocal.com)
- [Documentation](https://docs.dlocal.com)
- [Blog](https://www.dlocal.com/blog)
- [Terms of Service](https://www.dlocal.com/legal/terms-and-conditions)
- [Privacy policy](https://www.dlocal.com/legal/privacy-hub)
- [Twitter / X](https://x.com/dLocalPayments)
- [Instagram](https://instagram.com/dlocalteam)
- [LinkedIn](https://linkedin.com/company/dlocal)
- [GitHub](https://github.com/dlocal)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP