# Dropp

> Experience instant payments

Dropp enables instant, low-cost digital payments through pay-by-bank and stablecoin rails for merchants and consumers.

Dropp is a payments platform that combines real-time banking rails and Hedera-based ledger services to process low-cost transactions for merchants. The platform integrates with point-of-sale systems from Pinnacle and RapidRMS, settles balances via RTP and ACH through Truist Bank, and supports B2B invoice management alongside consumer-facing checkout options including guest pay, white-label wallets, and developer SDKs.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/dropp

## Products

- [Dropp](https://thegrid.id/profiles/dropp): Dropp is a payment platform for merchants combining Pay-by-Bank and Pay-by-Stablecoin acceptance. The platform operates on real-time banking rails including RTP and FedNow alongside Hedera distributed ledger infrastructure for stablecoin and HBAR transactions. Merchants accept payments via QR code, POS integration, or embedded checkout. Balances settle via RTP and ACH through Truist Bank with consumer funds held in a Truist Omni account. The platform includes B2B invoice management, merchant offers, referral programs, and integrations with Pinnacle Affiniti Cloud POS and RapidRMS for fuel and convenience retail. (Payments Infrastructure & Orchestration, Live, Main Product)
- [Dropp Digital Wallet](https://thegrid.id/profiles/dropp): Dropp Digital Wallet is a multi-currency self-custody wallet available as a mobile application and browser extensions for Chrome, Edge, Safari, Firefox, and Opera. Users link bank accounts, payment cards, and digital currencies to send payments via single-click or QR scan. Features include merchant offers, referral credits, subscription management, WalletConnect support for DApp connectivity, and Web3 asset management built on Hedera infrastructure. (Wallet, Live)
- [Dropp Pay Add-ons](https://thegrid.id/profiles/dropp): Dropp Pay Add-ons for WooCommerce, Shopify, WordPress are extensions that adds Dropp payment methods to online stores. Customers pay at checkout using Pay-by-Bank or stablecoin options with merchants receiving instant settlements via RTP. (Merchant Payment Gateway, Live)
- [Dropp Developer SDK](https://thegrid.id/profiles/dropp): Dropp Developer SDK provides APIs and integration tools for embedding Dropp payment capabilities into web and mobile applications. Integration options include light-code SDKs and fully embedded payment flows. The SDK includes the Promise-to-Pay cryptographic protocol which uses Hedera Token Service and Consensus Service for verifiable payment confirmation. (Merchant Payment Gateway, Live)

## Links

- [Main](https://dropp.cc)
- [Documentation](https://docs.dropp.cc)
- [Blog](https://dropp.cc/blog)
- [Terms of Service](https://dropp.cc/user-agreement-plain-text)
- [Privacy policy](https://dropp.cc/user-agreement-plain-text/#privacy)
- [Facebook](https://www.facebook.com/Dropp.cc)
- [Twitter / X](https://twitter.com/droppcc)
- [LinkedIn](https://www.linkedin.com/company/droppcc)
- [Instagram](https://www.instagram.com/dropp.cc)
- [YouTube](https://www.youtube.com/@droppcc)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP