# dtcpay > Tomorrow's Payments, Today dtcpay is a regulated digital payments company providing stablecoin and fiat payment infrastructure. It helps merchants and individuals convert, accept, and transfer stablecoins and fiat currencies across multiple licensed markets. dtcpay is a Singapore based digital payments company that provides stablecoin and fiat payment infrastructure for businesses and individuals. It offers stablecoin to fiat conversion, point of sale acceptance, and cross border money transfers through a real time settlement engine. The company serves merchants, financial institutions, and individuals seeking to accept, hold, and transfer digital and fiat currencies within a regulated framework. dtcpay operates as a licensed and regulated payment services provider across multiple jurisdictions, which allows it to offer compliant stablecoin and fiat services in several markets. Its swap engine converts between stablecoins and fiat currencies to enable near instant settlement for merchants and consumers, addressing friction commonly associated with traditional cross border payment rails. The company's product suite includes point of sale payment acceptance, online payment processing, and global money transfer services built around its core stablecoin and fiat conversion technology. It continues to expand its regulatory footprint into additional jurisdictions and financial centers, and has secured growth funding to support this expansion. dtcpay is used by merchants, financial institutions, and individuals across its licensed markets to move value between stablecoins and fiat currencies. - Type: Company - Sector: Payments - Status: Active - Founded: 2019-10-01 - Profile: https://thegrid.id/profiles/dtcpay ## Products - [Global Pay](https://thegrid.id/profiles/dtcpay): Global Pay facilitates international money transfers with same-day processing to multiple countries. The system supports stablecoin-to-fiat conversion and traditional fiat transfers with flat-rate fees and real-time exchange rates. (Peer to Peer & Remittance, Live) - [dtcpay Card](https://thegrid.id/profiles/dtcpay): dtcpay Card is a Visa-network debit card enabling stablecoin-funded spending and withdrawals at global acceptance locations. The card converts stablecoin balances to fiat at the point of transaction, with virtual and physical card options and real-time balance tracking. It is offered to individual, business, and institutional customers as a payment card service. (Card, Live) - [DTC Wallet](https://thegrid.id/profiles/dtcpay): DTC Wallet is a self-custody digital asset wallet for storing and managing stablecoins and fiat currencies. Users deposit, withdraw, and send funds, convert between stablecoins and fiat within the same app, and scan QR codes to pay merchants directly. The wallet integrates identity verification for compliance and supports multiple stablecoins alongside traditional currencies. (Wallet, Live, Main Product) - [Merchant Payment Acceptance](https://thegrid.id/profiles/dtcpay): Merchant Payment Acceptance is a business payment gateway that lets merchants accept stablecoin and traditional payments across in-store, online, and link-based checkout. It supports card, QR code, and stablecoin transactions through POS terminals and mobile point-of-sale interfaces, API and SDK integration for e-commerce checkout, and shareable payment links sent via email, SMS, or social media. Merchants receive settlement in local currency even when customers pay with stablecoins, and access all channels through a single merchant account. (Merchant Payment Gateway, Live) ## Links - [Main](https://dtcpay.com) - [Media Kit/branding](https://dtcpay.com/wp-content/uploads/2023/12/dtcpay-media-kit.zip) - [Blog](https://dtcpay.com/blog) - [Privacy policy](https://dtcpay.com/privacy-policy) - [Terms of Service](https://dtcpay.com/terms-of-business) - [Documentation](https://dtcpay.com/institution/api-ref) - [LinkedIn](https://linkedin.com/company/dtcpay) - [Twitter / X](https://x.com/dtc_pay) - [Facebook](https://www.facebook.com/dtcpay) - [Instagram](https://www.instagram.com/dtcpay) - [YouTube](https://www.youtube.com/@dtcpay) - [Medium](https://medium.com/@dtcpay) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. 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