# E Money Network

> The World's First BankFi Network

E Money Network is a MiCA-compliant modular L1 blockchain that enables real-world asset tokenization with integrated KYC and AML compliance.

E Money Network helps institutions and users tokenize real-world assets by providing compliant blockchain infrastructure with integrated KYC and AML processes. With it, users can tokenize RWAs, access regulated financial services, and bridge traditional finance with DeFi. E Money Network rebranded from Scallop in 2024 to focus on regulatory-compliant RWA tokenization.

- Type: Project
- Sector: Payments
- Status: Active
- Founded: 2020-09-01
- Profile: https://thegrid.id/profiles/e_money_network

## Products

- [E Money Wallet](https://thegrid.id/profiles/e_money_network): E Money Wallet is a multi-chain Web3 wallet with integrated KYC/AML compliance and IBAN functionality, supporting digital assets across various blockchain networks while maintaining regulatory compliance. (Wallet, Open Beta, Main Product)
- [E Money Card](https://thegrid.id/profiles/e_money_network): E Money Card is a Mastercard-compatible payment card that allows users to spend cryptocurrencies worldwide at any location accepting Mastercard payments. (Card, Open Beta)

## Assets

- [E Money Coin (EMYC)](https://thegrid.id/profiles/e_money_network): EMYC is the native token of E Money Network, a MiCA-compliant Layer 1 blockchain. It is used to pay transaction fees, reward validators, and for staking participation within the network. The network integrates identity verification and compliance controls directly into its infrastructure, enabling institutions to tokenize real-world assets while meeting regulatory requirements across multiple jurisdictions. (Utility)

## Links

- [Main](https://emoney.io)
- [Documentation](https://docs.emoney.network)
- [Whitepaper](https://whitepaper.emoney.network)
- [Blog](https://blog.emoney.io)
- [Media Kit/branding](https://docs.emoney.network/branding-and-logos)
- [Terms of Service](https://d1xu4qyf3hmdd.cloudfront.net/Terms+and+Conditions+V2-2024.pdf)
- [Privacy policy](https://d1xu4qyf3hmdd.cloudfront.net/Privacy+Policy+V2-2024.pdf)
- [Twitter / X](https://x.com/emoney_network)
- [Discord](https://discord.gg/emoneynetwork)
- [Telegram](https://t.me/emoney_announcements)
- [LinkedIn](https://linkedin.com/company/emoneynetwork)
- [Instagram](https://www.instagram.com/emoneynetwork)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP