# EFY Finance > Capital in Motion EFY Finance helps users manage digital assets by providing a neobank platform with investment opportunities, payment cards, and cross-border transactions. EFY Finance helps Latin American users access global financial services by providing a neobank platform that combines digital asset management with traditional financial products. With it, users can earn annual returns on digital dollar investments, spend cryptocurrency through Visa cards, and access real-world asset investment opportunities. EFY Finance bridges traditional finance with digital assets through regulated services. - Type: Company - Sector: Finance - Status: Active - Founded: 2022-01-01 - Profile: https://thegrid.id/profiles/efy_finance ## Products - [EFY Finance Platform](https://thegrid.id/profiles/efy_finance): EFY Finance Platform is a multi-currency financial platform for individuals and businesses providing USD accounts, international transfers, currency exchange between stablecoins and local currencies and remittance services with full transaction traceability. Business accounts include multi-user access, corporate KYC, API integrations, and higher transaction limits with services delivered through partner regulated entities and segregated fund management. (Neobank, Live, Main Product) - [EFYCard](https://thegrid.id/profiles/efy_finance): EFYCard is a physical and virtual payment card enabling EFY Finance users to spend in dollars globally with full spending controls including customisable limits, card activation and deactivation, and real-time expense tracking from the EFY app. Users apply for both physical and virtual card versions for everyday purchases, online subscriptions, and international transactions. (Card, Live) - [EFY Finance Business](https://thegrid.id/profiles/efy_finance): EFY Finance Business is a corporate financial platform for companies providing multi-currency accounts, global supplier payments, international collections, FX conversion, and treasury management from a single dashboard. Business accounts include multi-user access, corporate KYC, API integrations, and higher transaction limits, with an EFY Card for Business for international payments and expenses, designed for companies operating across Latin America and global corridors. (Neobank, Live) ## Assets - [EFY Token (EFY)](https://thegrid.id/profiles/efy_finance): EFY is the utility token of EFY Finance, a neobank platform serving Latin America. It is used for staking rewards, governance participation, and to receive exclusive discounts on fees and higher returns on fixed-term investments. The platform aims to transform the financial landscape of Latin America by providing innovative and accessible solutions that integrate digital asset services and smart investments. (Utility) ## Links - [Main](https://www.efyfinance.com) - [Documentation](https://docs.efy.finance) - [Blog](https://www.efyfinance.com/news) - [Privacy policy](https://cdn.prod.website-files.com/687ec7fcf946e441ab7f6e3e/689d6511df301807467f1e4c_Politica%20de%20Privacidad%20de%20Datos%20(Abreviada%20EFY)%20V.1%20.pdf) - [Terms of Service](https://www.efyfinance.com/terminosycondiciones) - [Twitter / X](https://x.com/EfyFinance) - [Instagram](https://instagram.com/efyfinance) - [LinkedIn](https://linkedin.com/company/efyfinance) - [Telegram](https://t.me/efy_finance) - [YouTube](https://www.youtube.com/@efyfinance) - [Facebook](https://www.facebook.com/EfyFinance) - [Medium](https://medium.com/@efy_finance) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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