# Encryptus > Fintech 2.0: Real-Time Payments Infrastructure Encryptus is a crypto-fiat conversion infrastructure provider for licensed financial institutions. It offers regulated on-ramp and off-ramp services, payouts, and compliance tools through an API-based platform. Encryptus is a company that provides licensed crypto-fiat conversion infrastructure for financial institutions and proprietary trading desks. It offers regulated on-ramp and off-ramp services that let clients convert between digital assets and local currencies without holding their own crypto trading licenses. The platform is built for banks, payment providers, and other regulated entities seeking to add digital asset settlement to their existing operations. The service addresses the compliance burden that financial institutions face when handling digital asset transactions by embedding identity verification, transaction screening, and settlement tracking directly into its infrastructure. Clients integrate through application programming interfaces to run compliance aware settlement and route payout flows, including bank wire disbursements, without building this infrastructure themselves. Encryptus operates under licenses obtained in more than one jurisdiction, supporting cross border payment flows. Its offering centers on crypto-fiat conversion, automated know-your-customer and know-your-business verification, and payout processing across a range of local payment rails. These tools are grouped around a single application programming interface that supports onboarding, quoting, and transaction status tracking. Encryptus is used by licensed financial institutions, payment platforms, and trading desks that need regulated settlement between digital assets and fiat currencies. - Type: Company - Sector: Payments - Status: Active - Founded: 2020-01-01 - Profile: https://thegrid.id/profiles/encryptus ## Products - [Encryptus Trading Platform](https://thegrid.id/profiles/encryptus): Encryptus Trading Platform is an on and off ramp service that lets institutional and licensed organizations convert between digital assets and fiat currencies. It operates through an API integrated with KYC and AML verification, enabling compliant purchase and sale of digital assets. Organizations settle transactions through bank wire transfers across multiple fiat currencies. (On/Off Ramp, Live, Main Product) - [QuickRemit](https://thegrid.id/profiles/encryptus): QuickRemit is an off-ramp payout API that lets partner businesses convert digital assets into fiat and settle funds to end-user bank accounts. It provides partners with sandbox and production environments, onboarding, and identity verification workflows to build controlled payout journeys. The API supports real-time exchange rate quotes, bank wire payouts, and transaction status tracking for partner-integrated remittance flows. (Developer Tooling, Live) ## Links - [Main](https://encryptus.io) - [Documentation](https://encryptus.gitbook.io/encryptus-sandbox) - [Privacy policy](https://encryptus.io/privacy-policy.html) - [Terms of Service](https://encryptus.io/user-agreement.html) - [Twitter / X](https://x.com/EncryptusGlobal) - [LinkedIn](https://linkedin.com/company/encryptus) - [Medium](https://medium.com/@Encryptus) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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