# Endl > Borderless Business Banking Endl helps users receive international payments in multiple fiat currencies or stablecoins, then hold, convert, or withdraw funds at transparent rates. Endl offers accounts to receive international transfers in USD, EUR, AED, GBP, MXN, BRL or USDC/T. Users get local account details for domestic-style payments, see funds arrive in minutes, and can hold balances in digital assets, convert to local currency, or withdraw to a bank. It targets businesses, freelancers, remote workers who need flexible cross-border payments. - Type: Company - Sector: Payments - Status: Active - Founded: 2024-01-01 - Profile: https://thegrid.id/profiles/endl_app ## Products - [Endl Platform](https://thegrid.id/profiles/endl_app): Endl is a financial services platform for receiving international payments in USD, EUR, and stablecoins with local account details, account balances, currency conversion, and bank withdrawals. (Financial Services Platform, Live, Main Product) - [Endl for Business](https://thegrid.id/profiles/endl_app): Endl for Business is a B2B neobank providing companies with multi-currency collection accounts in multiple countries, same-day payouts via local rails and stablecoin, and stablecoin balance holding, built for importers, exporters, agencies, and marketplaces. (Neobank, Live) - [Endl for Individuals](https://thegrid.id/profiles/endl_app): Endl for Individuals provides freelancers and remote workers with USD and EUR accounts carrying local payment details, enabling them to receive international payments like domestic transfers, hold balances, and withdraw to local banks at transparent rates. (Neobank, Live) - [Endl Cards](https://thegrid.id/profiles/endl_app): Endl Cards are stablecoin-backed Visa corporate cards for global team spend, enabling businesses to issue unlimited virtual cards with per-card limits, real-time spend visibility, and per-user accountability, funded from a unified stablecoin wallet. (Card, Live) ## Links - [Main](https://endl.io) - [Privacy policy](https://endl.io/legal/privacy-policy) - [Terms of Service](https://endl.io/legal/terms-and-conditions) - [LinkedIn](https://www.linkedin.com/company/endl) - [Twitter / X](https://x.com/endl_io) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP