# Endl

> Borderless Business Banking

Endl is a payments platform for cross-border business banking. It lets businesses and freelancers receive international payments in multiple fiat currencies or stablecoins, then hold, convert, or withdraw funds.

Endl is a payments company that provides borderless business banking for companies and freelancers operating across multiple countries. It issues local account details so clients can pay in their own currency, while balances can be received in several fiat currencies or as stablecoins. Funds arrive within minutes, and users can hold balances in digital assets, convert to local currency, or withdraw to a bank account.

The platform addresses the friction that businesses and independent workers face when collecting payments from clients across different currencies and banking systems. It works by giving each account local receiving details in multiple countries, so incoming payments settle as domestic transfers rather than slow international wires, and users choose whether to hold proceeds in fiat or in stablecoins. It is licensed as a virtual asset service provider and applies compliance checks to its onboarding and transaction processes.

Beyond collections, Endl offers corporate cards that let teams spend from a unified balance, with spending limits and category controls, funded from either fiat or stablecoin balances. It supports use cases spanning IT and software firms, agencies, e-commerce sellers, importers and exporters, remote teams, and Web3 companies managing stablecoin treasuries. It is used by businesses and individual contractors who need to collect global payments and manage cross-border spending from a single account.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-01-01
- Profile: https://thegrid.id/profiles/endl_app

## Products

- [Endl Platform](https://thegrid.id/profiles/endl_app): Endl is a financial services platform that lets businesses and individuals collect, hold, convert, and send money across borders using local account details, stablecoin balances, and bank withdrawals. It provides multi-currency collection accounts, currency conversion at stated rates, and payout rails spanning domestic transfers and stablecoin settlement. The platform serves global teams, freelancers, and companies needing cross-border payment infrastructure without opening a local entity. (Financial Services Platform, Live, Main Product)
- [Endl for Business](https://thegrid.id/profiles/endl_app): Endl for Business is a neobank offering companies multi-currency collection accounts across multiple countries with same-day payouts through local rails and stablecoins. It lets businesses hold balances in stablecoins or fiat, convert between currencies, and pay suppliers, contractors, and staff globally without opening a local banking entity. The product is built for importers, exporters, agencies, SaaS companies, and marketplaces managing cross-border receivables and payouts. (Neobank, Live)
- [Endl for Individuals](https://thegrid.id/profiles/endl_app): Endl for Individuals provides freelancers and remote workers with USD and EUR accounts carrying local payment details, letting them receive international payments as if they were domestic transfers. Users hold balances in fiat or stablecoins and withdraw to local banks at transparent conversion rates. The product also supports withdrawing earnings directly from freelance platforms into an Endl account. (Neobank, Live)
- [Endl Cards](https://thegrid.id/profiles/endl_app): Endl Cards are stablecoin-backed Visa corporate cards that let businesses issue unlimited virtual and physical cards for team spend. Each card draws from a unified stablecoin or fiat wallet, with administrators setting per-card spend limits, locking categories, and viewing real-time transaction activity. The product is designed for global teams needing per-user accountability and controlled corporate spending funded by fiat or stablecoin balances. (Card, Live)

## Links

- [Main](https://endl.io)
- [Privacy policy](https://endl.io/legal/privacy-policy)
- [Terms of Service](https://endl.io/legal/terms-and-conditions)
- [Blog](https://endl.io/blogs)
- [LinkedIn](https://www.linkedin.com/company/endl)
- [Twitter / X](https://x.com/endl_io)
- [Instagram](https://www.instagram.com/endl.io)

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