# Esca > Web 2.5 infrastructure for global finance Esca is a fintech company providing currency hedging, multi-currency accounts, and cross-border payment infrastructure. It serves businesses in emerging markets seeking to protect revenue from currency volatility. Esca is a financial technology company that provides settlement infrastructure connecting fiat currencies and digital assets across emerging markets. It offers autonomous currency hedging, multi-currency virtual accounts, and cross-border payment tools designed for businesses exposed to currency volatility. Its services target companies operating in Africa and other emerging economies, including remittance providers, payroll platforms, and global enterprises seeking to protect revenue from local currency devaluation. The platform addresses the problem of revenue erosion caused by currency depreciation in frontier markets by allowing businesses to convert local currency cashflow into stable currencies automatically. Users can open named accounts in multiple currencies without establishing local entities in each jurisdiction, and settle payments through local banking rails or stablecoin payouts. Esca is licensed and regulated as a money service business, and its banking services are provided through regulated partner institutions. Its product suite includes forward contracts for locking in future exchange rates, treasury and yield instruments on local and foreign currency balances, and a developer API for integrating payments and foreign exchange directly into other platforms. Esca is used by global enterprises, remittance and payment service providers, payroll platforms, web3 companies, and capital allocators operating in currency-volatile markets. - Type: Company - Sector: Payments - Status: Active - Founded: 2021-01-01 - Profile: https://thegrid.id/profiles/esca ## Products - [Esca Platform](https://thegrid.id/profiles/esca): Esca Platform is a financial services platform that provides multi-currency virtual accounts, currency conversion, and cross-border payment infrastructure for businesses operating in emerging markets. It lets businesses accept deposits in local currency, automatically convert balances into stable currencies and supported cryptocurrencies, and withdraw funds to bank accounts or wallets across multiple countries. The platform also offers named multicurrency accounts, forward contracts for hedging currency risk, and yield-bearing balances, alongside a developer API that exposes account creation, conversions, payouts, and real-time rate and webhook data. Businesses use it to manage treasury, payroll, and settlement operations without establishing local banking entities in each market. (Financial Services Platform, Live, Main Product) ## Links - [Main](https://esca.finance) - [Blog](https://www.esca.finance/blog) - [Terms of Service](https://www.esca.finance/terms) - [Privacy policy](https://www.esca.finance/privacy-policy) - [LinkedIn](https://www.linkedin.com/company/escafinance) - [Twitter / X](https://x.com/escafinance) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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