# EVAA Protocol

> DeFi superlayer on Telegram

EVAA is a decentralized lending protocol on TON that lets users deposit assets to earn yield or borrow against collateral via Telegram or web app.

EVAA is a decentralized liquidity protocol on TON for users seeking yield or overcollateralized loans. Depositors supply assets to earn interest from borrowing demand, while borrowers use their holdings as collateral. The protocol runs as a Telegram Mini App and web app, supporting TON native tokens, jettons, and wrapped assets from other chains. An open-source SDK allows developers to build additional DeFi tooling on top of the protocol.

- Type: Protocol
- Sector: Finance
- Status: Active
- Founded: 2023-01-01
- Profile: https://thegrid.id/profiles/evaa_protocol

## Products

- [EVAA](https://thegrid.id/profiles/evaa_protocol): EVAA is a decentralized liquidity protocol on the TON blockchain that allows users to supply assets to earn interest or borrow against posted collateral through smart contracts. The protocol supports TON native assets, jettons, and select wrapped assets. Users interact via a web application or a Telegram Mini App. Loan positions require overcollateralization, interest rates are set algorithmically, and Pyth Network oracle feeds are used for asset pricing. An integrated swap aggregates DEX liquidity on TON, and a crypto card option allows users to spend against deposited balances. (Decentralised Borrowing & Lending, Live, Main Product)
- [EVAA SDK](https://thegrid.id/profiles/evaa_protocol): The EVAA SDK is a TypeScript library for programmatic integration with the EVAA lending protocol on the TON blockchain. It exposes methods for querying pool state, user positions, and interest rate data, and for executing deposit, borrow, repay, and withdrawal operations. A Go language implementation is also available for alternative integration paths. (Developer Tooling, Live)

## Assets

- [EVAA (EVAA)](https://thegrid.id/profiles/evaa_protocol): EVAA is the governance and utility token of EVAA Protocol, a decentralized lending protocol on the TON blockchain. It is used for voting on protocol upgrades, accessing fee discounts on platform services, and earning boosted yields through staking. Protocol revenues are directed to the DAO treasury, which can allocate funds for token buybacks and burns. (Governance)

## Links

- [Main](https://evaa.finance)
- [Documentation](https://evaa.gitbook.io/evaa-docs-2.0)
- [Privacy policy](https://app.evaa.finance/evaa_privacy_and_cookie_policy.pdf)
- [Terms of Service](https://app.evaa.finance/evaa_protocol_terms_of_use.pdf)
- [Twitter / X](https://x.com/evaaprotocol)
- [Telegram](https://t.me/evaafi)
- [Medium](https://medium.com/@evaaprotocol)
- [GitHub](https://github.com/evaafi)
- [YouTube](https://www.youtube.com/@evaaprotocol)

## Legal

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The following applies to both licensing models.
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP