# Eversend > Your money crosses borders. Your account should too. Eversend is a cross-border payments company serving individuals and businesses connected to Africa. It provides multi-currency accounts, money transfers, virtual cards, and payment infrastructure for moving money across borders. Eversend is a cross-border payments company that gives individuals and businesses one account to hold multiple currencies, send and receive money internationally, and spend through virtual cards. It serves traders, freelancers, families, and companies whose finances span multiple countries, with a particular focus on people and businesses connected to Africa. The platform combines consumer and business products with underlying payment infrastructure that other companies can build on. The company addresses delays and costs typical of cross-border banking, where transfers can take days and carry high foreign exchange margins. Its accounts let users hold and convert a range of currencies, receive funds from abroad through local account details, and settle payments on local mobile money and bank rails, often within minutes. Eversend operates through licensed and regulated entities and safeguards customer funds in segregated accounts, with digital assets held through institutional custody arrangements. For individuals, Eversend offers multi-currency wallets, international transfers, and virtual cards for online spending. For businesses, it provides global receiving accounts, local collections, supplier payouts, and stablecoin-funded settlement through an application programming interface, reducing the need to pre-fund partner accounts. Eversend is used by traders, freelance workers, families sending remittances, and companies handling cross-border collections and payouts. - Type: Company - Sector: Payments - Status: Active - Founded: 2017-08-22 - Profile: https://thegrid.id/profiles/eversend ## Products - [Eversend Mobile App](https://thegrid.id/profiles/eversend): Eversend Mobile App is a multi-currency wallet for individuals that holds multiple currencies and stablecoins in one account. It lets users send money to mobile money or bank accounts across multiple countries, convert between currencies at live rates, and spend from any balance using a virtual card. The app also supports holding and converting stablecoins alongside fiat balances for cross-border use. (Wallet, Live, Main Product) - [Eversend for Business](https://thegrid.id/profiles/eversend): Eversend for Business is a cross-border business account that gives companies local collection, payout, and multi-currency holding capabilities under a dedicated business login. Businesses collect payments from customers across multiple markets on local rails, hold and convert several currencies, pay suppliers and staff locally or abroad, and issue virtual cards for team spending. The account is accessed separately from the consumer app through its own business portal and onboarding flow. (Payments Infrastructure & Orchestration, Live) - [Eversend Platform (Payments Infrastructure API)](https://thegrid.id/profiles/eversend): Eversend Platform is a developer-facing payments infrastructure API that lets businesses embed cross-border payouts, collections, foreign exchange, and stablecoin funding into their own products through a single integration. The system funds each payout just-in-time using a stablecoin funding leg rather than requiring partner prefunding, then settles locally on bank or mobile-money rails within minutes. Developers access balances, quotes, and webhook-driven transaction status through REST endpoints and a sandbox environment. (Payments Infrastructure & Orchestration, Live) ## Links - [Main](https://eversend.co) - [Blog](https://eversend.co/blog) - [Documentation](https://eversend.readme.io) - [Terms of Service](https://eversend.co/terms-of-service) - [Privacy policy](https://eversend.co/privacy-policy) - [Twitter / X](https://x.com/eversendapp) - [LinkedIn](https://linkedin.com/company/eversend) - [Instagram](https://instagram.com/eversendapp) - [Facebook](https://facebook.com/eversendapp) - [YouTube](https://www.youtube.com/channel/UCrBrD7FeUZL4eiqAaNXYzfQ) - [Medium](https://medium.com/eversendapp) ## Legal This data is provided under two licensing models. Model 1 - open data. 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