# Evolution > Go global from wherever you are Evolution is a financial technology company offering global USD accounts for people in emerging markets. It lets freelancers, remote workers, and businesses receive international payments and convert funds to local currency instantly. Evolution is a financial technology company that provides global USD accounts for people and businesses in emerging markets. It offers virtual USD and EUR accounts for receiving international payments, alongside a virtual Naira account that lets users fund their balance locally and withdraw to Nigerian banks. The platform is built for freelancers, remote workers, content creators, businesses, and families who earn internationally but spend locally. The company addresses the gap between global income and local financial systems by consolidating multiple payment rails and currencies into a single account. Users can receive payments through international transfer networks, hold value across major fiat currencies and stablecoins pegged to the US dollar, and convert balances to local currency at set rates. Banking-like services are delivered through licensed partner institutions, and the company is registered as a money service business with a financial crimes enforcement regulator. Beyond payment receipt and currency conversion, Evolution offers a virtual card for global spending and instant transfers between users on the platform. Its offering serves remote professionals, creators, small businesses, and students who need a single account bridging international earnings with everyday local spending. The company began as a stablecoin-to-naira conversion service before expanding into a broader multi-currency global account platform under its current name. - Type: Company - Sector: Finance - Status: Active - Founded: 2024-01-01 - Profile: https://thegrid.id/profiles/evolution ## Products - [Evolution](https://thegrid.id/profiles/evolution): Evolution, formerly Cryptonia, is a consumer financial app that gives users in emerging markets virtual USD and EUR accounts alongside stablecoin support for global payments. It routes funds through a hybrid rail architecture joining ACH, Fedwire, SEPA, and local Nigerian bank transfers with stablecoin infrastructure into one unified USD balance. Users receive international and local payments, convert instantly to local currency, withdraw to Nigerian banks, spend via a virtual card, and send funds to other users through free internal transfers. (On/Off Ramp, Live, Main Product) - [Evolution Business](https://thegrid.id/profiles/evolution): Evolution Business is a B2B cross-border payments platform for companies moving money in and out of Nigeria and other African markets, including car dealers settling U.S. auto auctions, importers and exporters, marketplaces paying out sellers, and companies with cross-border payroll. It lets businesses send and receive payments across more than 170 countries, funding payouts in naira, USDT, or USDC through segregated business accounts opened via a dedicated KYB onboarding process. Stablecoin rails cut settlement times from three to five business days down to same-day, with pricing negotiated by corridor and volume rather than published consumer rates. (Payment network, Open Beta) ## Links - [Main](https://evolutionglobal.xyz) - [Blog](https://evolutionglobal.xyz/blog) - [Privacy policy](https://evolutionglobal.xyz/privacy-policy) - [Terms of Service](https://evolutionglobal.xyz/terms-of-use) - [Instagram](https://www.instagram.com/getcryptonia) - [Twitter / X](https://x.com/getcryptonia) - [Twitter / X](https://x.com/evolutionapp_) - [LinkedIn](https://linkedin.com/company/evolutionapp) - [Instagram](https://www.instagram.com/evolution.global) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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