# FinchPay

> Buy & sell crypto on the fly

FinchPay is a regulated fiat-to-crypto exchange service. It lets individuals and businesses in many countries buy and sell digital assets using payment cards, bank transfers, and an OTC desk.

FinchPay is a virtual asset service provider that lets individuals and businesses convert between fiat currencies and cryptocurrencies. Its platform supports transactions in major cryptocurrencies and stablecoins through a web widget, embeddable calculator, and partner APIs, alongside an over the counter desk for larger transfers. The service is aimed at retail users making occasional purchases as well as institutional and high net worth clients seeking direct peer to peer settlement outside public order books.

The platform addresses the practical problem of moving value between traditional banking rails and digital assets, using card payments, bank transfers, and other integrated payment methods to fund purchases that settle directly to a user wallet. Smaller transactions can be completed without full identity verification, while larger or ongoing relationships require account creation and verification. The service operates as a licensed and regulated provider of virtual asset services.

Beyond its consumer facing on-ramp and off-ramp widget, FinchPay offers business tools including partner APIs, webhook integrations, and a Telegram based purchase flow, plus a separate over the counter trading service for high volume clients. Its offerings are used by private individuals, corporate treasuries with recurring crypto inflows, and family offices or institutional clients executing large trades. The entity providing FinchPay branded virtual asset services has recently changed as part of an operational restructuring, with services continuing under the same brand.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2019-01-01
- Profile: https://thegrid.id/profiles/finchpay

## Products

- [FinchPay On-Ramp & Off-Ramp](https://thegrid.id/profiles/finchpay): FinchPay On-Ramp & Off-Ramp is an on/off ramp service that lets individuals and businesses convert between fiat currencies and cryptocurrencies. It operates through an embeddable web widget and partner APIs, supporting card payments, bank transfers, and other local payment methods across multiple countries. Businesses can integrate a white-label calculator or a Telegram-based checkout flow, with webhook notifications for transaction status, while the service supports conversion into a range of digital assets across multiple blockchains. (On/Off Ramp, Live, Main Product)
- [FinchPay OTC Desk](https://thegrid.id/profiles/finchpay): FinchPay OTC Desk is an over-the-counter trading service for large-volume fiat-to-crypto and crypto-to-fiat transactions. It facilitates private, bilateral trades between the client and FinchPay outside public exchange order books, with pricing agreed directly between the parties. The service is aimed at institutional clients and high-net-worth individuals seeking deep liquidity and dedicated onboarding support across multiple fiat currencies and digital assets. (OTC, Live)
- [FinchPay Business](https://thegrid.id/profiles/finchpay): FinchPay Business is a white-label on/off ramp solution that lets crypto wallets, exchanges, media platforms, and banks embed fiat-to-crypto and crypto-to-fiat conversion into their own products. It provides an adaptive, customizable widget combining currency conversion, payment processing, and identity verification, alongside a partner API for deeper integration. Partners access an administration dashboard to monitor transactions, track statistics, and withdraw revenue, with support for card payments and several regional payment methods. (Service Provider, Live)

## Links

- [Main](https://finchpay.io)
- [Documentation](https://docs.finchpay.io)
- [Terms of Service](https://finchpay.io/terms-of-service)
- [Privacy policy](https://finchpay.io/privacy-policy)
- [Telegram](https://t.me/FinchPay_io)
- [LinkedIn](https://www.linkedin.com/company/finchpay)
- [Facebook](https://www.facebook.com/FinchPay.io)
- [Twitter / X](https://x.com/FinchPay_io)

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