# Fipto

> Global stablecoin payment infrastructure

Fipto helps businesses send and receive payments globally by providing cross-border payment infrastructure using blockchain technology and stablecoins.

Fipto helps businesses send and receive fiat and digital currencies globally by providing modern payment infrastructure through blockchain technology. With it, users can send cross-border payments instantly, convert between currencies at competitive rates, and manage treasury operations across multiple jurisdictions.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/fipto

## Products

- [Fipto Payment Platform](https://thegrid.id/profiles/fipto): Fipto Payment Platform provides cross-chain payment infrastructure through stablecoin rails, enabling instant global transfers and treasury management. The system facilitates B2B payments with multi-currency accounts, automated conversions, and regulatory compliance across European jurisdictions. (Merchant Payment Gateway, Live, Main Product)
- [Fipto OTC Solutions](https://thegrid.id/profiles/fipto): Fipto OTC Solutions provides fiat and cryptocurrency conversions through two complementary services: automated eOTC for real-time self-service trading and traditional OTC Desk for high-volume transactions. The system uses VWAP pricing across multiple liquidity providers and supports crypto-to-fiat, fiat-to-crypto, and cross-currency conversions with instant settlement. (OTC, Live)
- [Fipto Payment Links](https://thegrid.id/profiles/fipto): Fipto Payment Links enables businesses to accept stablecoin payments through shareable links while receiving euros. The system converts stablecoins automatically, handles payment discrepancies through automated refund processes, and provides both no-code link creation and API integration for custom workflows. (Payment Links & Request Tools, Live)

## Links

- [Main](https://www.fipto.com)
- [Documentation](https://docs.fipto.com)
- [Blog](https://www.fipto.com/company/blog)
- [LinkedIn](https://linkedin.com/company/fipto)
- [Twitter / X](https://x.com/FiptoHQ)
- [GitHub](https://github.com/fipto)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP