# Fipto

> Enterprise stablecoin payments infrastructure

Fipto is a stablecoin payments infrastructure provider for businesses. It enables companies to send, receive, and convert funds globally in real time across fiat and stablecoin rails.

Fipto is a stablecoin payments infrastructure company that provides businesses with a platform to move money globally using blockchain based settlement. It combines fiat and stablecoin rails into a single system, allowing companies to send payouts, collect payments, hold multi-currency accounts, and convert between currencies without relying on traditional correspondent banking. The platform is aimed at payment service providers, crypto brokers, and enterprises that need continuous, cross-border settlement.

The company addresses delays and opacity common in legacy international transfers by using stablecoins as a settlement layer that operates continuously rather than through bank operating hours or batch cycles. Payments typically settle within a short window regardless of the time or day, and treasury teams can manage named multi-currency accounts alongside segregated stablecoin wallets. Fipto operates as a licensed and regulated payments and crypto-asset service provider, and it maintains a certified information security management program.

Its offering spans global payouts and collections, multi-currency business accounts, and instant foreign exchange and on and off ramp conversion between fiat and stablecoins. It also offers an embedded option that allows other companies to launch branded crypto-asset services on top of its regulated infrastructure. Fipto is used by payment service providers seeking faster merchant settlement, crypto brokers requiring institutional liquidity and account infrastructure, and enterprises managing cross-border treasury operations.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/fipto

## Products

- [Fipto Payment Platform](https://thegrid.id/profiles/fipto): Fipto Payment Platform is enterprise stablecoin payments infrastructure that lets businesses send, receive, hold, and convert funds across fiat and stablecoin rails. It provides multi-currency business accounts, global payouts, and instant conversion between currencies with continuous settlement. The platform serves payment service providers, crypto brokers, and enterprise treasury teams operating across multiple blockchains and fiat currencies. (Merchant Payment Gateway, Live, Main Product)
- [Fipto OTC Solutions](https://thegrid.id/profiles/fipto): Fipto OTC Solutions is a currency conversion service that lets businesses convert between fiat and stablecoins with minimal slippage. It combines an automated eOTC self-service tool for real-time trading with a traditional voice-based OTC desk for high-volume transactions, drawing on multiple liquidity providers for pricing. Payment service providers and crypto brokers use it to execute continuous fiat-to-crypto and cross-currency conversions. (OTC, Live)
- [Fipto Payment Links](https://thegrid.id/profiles/fipto): Fipto Payment Links is a tool that lets businesses generate shareable payment links to accept stablecoin payments while receiving settlement in euros. It automatically converts incoming stablecoins and handles payment discrepancies through automated refund processes. Businesses can create links without code or integrate the capability into their own checkout flows via an API. (Payment Links & Request Tools, Live)
- [Fipto Embedded](https://thegrid.id/profiles/fipto): Fipto Embedded is a white-label infrastructure service that lets partner businesses launch regulated crypto-asset services under their own brand. It provides custody, conversion, payout, and safeguarding functionality while Fipto remains the licensed regulated counterparty. Payment service providers and crypto brokers use it to offer stablecoin-based financial products to their own customers without obtaining their own licences. (Financial Services Platform, Live)
- [Fipto MCP](https://thegrid.id/profiles/fipto): Fipto MCP is a Model Context Protocol server that exposes Fipto's payment infrastructure to AI agents. It provides machine-readable endpoints enabling autonomous payment agents to initiate transfers, conversions, and account queries without custom integration code. Developers building AI-driven payment automation use it to connect agents directly to stablecoin and fiat payment rails. (MCP, Live)

## Links

- [Main](https://www.fipto.com)
- [Documentation](https://docs.fipto.com)
- [Blog](https://www.fipto.com/company/blog)
- [Privacy policy](https://www.fipto.com/legal/privacy)
- [LinkedIn](https://linkedin.com/company/fipto)
- [Twitter / X](https://x.com/FiptoHQ)
- [GitHub](https://github.com/fipto)

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