# Fiserv

> Fiserv moves more than money

Fiserv provides payment processing and financial technology solutions for banks, credit unions, merchants, and businesses globally.

Fiserv is a global financial technology company serving the financial services industry with payment processing, account management, card issuing, merchant acquiring, and digital banking solutions. The company processes billions of transactions annually across banking institutions and merchant locations worldwide. Fiserv has expanded into digital asset infrastructure with stablecoin and cryptocurrency integration offerings for financial institutions.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 1984-01-01
- Profile: https://thegrid.id/profiles/fiserv

## Products

- [Fiserv Digital Asset Platform](https://thegrid.id/profiles/fiserv): A blockchain-based infrastructure platform enabling financial institutions to integrate stablecoin and digital asset capabilities into existing banking operations. The platform utilizes Finxact core processing as the underlying ledger with connections to orchestration, payment, and banking systems for fiat-to-digital asset interoperability. The infrastructure supports institutional access to FIUSD and other stablecoins, cryptocurrency buy-sell-hold functionality, tokenized deposits, and digital asset wallet management through unified APIs. (Payments Infrastructure & Orchestration, In Development, Main Product)

## Assets

- [FIUSD (FIUSD)](https://thegrid.id/profiles/fiserv): FIUSD is a USD-pegged stablecoin issued by Fiserv and powered by Paxos infrastructure, designed specifically for financial institutions. It is delivered through an SDK that integrates into existing banking platforms, enabling 24/7 settlement, programmable payments, and built-in fraud monitoring and risk controls. The stablecoin operates on a white-label model, allowing banks to issue their own branded versions while maintaining interoperability with other coins built on the same infrastructure. (Stablecoin)

## Links

- [Main](https://fiserv.com)
- [Documentation](https://developer.fiserv.com)
- [Privacy policy](https://www.fiserv.com/en/about-fiserv/privacy-notice.html)
- [Terms of Service](https://www.fiserv.com/en/about-fiserv/terms-of-use.html)
- [Blog](https://newsroom.fiserv.com)
- [Twitter / X](https://x.com/Fiserv)
- [LinkedIn](https://linkedin.com/company/fiserv)
- [Facebook](https://www.facebook.com/Fiserv)
- [Instagram](https://www.instagram.com/fiserv)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP