# FiveWest > The settlement infrastructure for Africa and Asia FiveWest is a financial services company providing cross-border settlement infrastructure. It offers OTC trading, ZAR collections and payouts, and yield products for enterprises, payment service providers, and CFD brokers across Africa and Asia. FiveWest is a licensed financial services company that provides cross-border settlement infrastructure connecting Africa and Asia. It combines regulated banking rails with digital asset technology to move capital between fiat currencies and crypto markets. The company serves enterprises, payment service providers, and CFD brokers that need compliant, high-volume settlement. Its platform addresses the gap between slow traditional cross-border banking and the compliance risk of unregulated crypto rails. Clients access structured liquidity through direct desk execution rather than public order books, alongside local currency collections and payouts handled end to end. The company holds regulatory authorizations covering payment services, credit provision, and cross-border transfers. The product suite centers on an OTC desk for high-volume digital asset trades, alongside local currency collections and payouts and a yield product for idle rand, stablecoin, and crypto balances. An earlier arbitrage-focused offering has been discontinued as the company shifted toward settlement infrastructure. FiveWest is used by businesses moving capital across African and Asian markets, from payment providers to institutional trading desks. - Type: Company - Sector: Finance - Status: Active - Founded: 2020-01-01 - Profile: https://thegrid.id/profiles/fivewest ## Products - [FiveWest Platform](https://thegrid.id/profiles/fivewest): FiveWest Platform is a financial services platform that combines regulated banking-style infrastructure with digital asset services for institutional and private clients in South Africa. It provides digital asset custody with segregated client holdings, an integrated buy-and-sell interface for converting between local currency and multiple cryptocurrencies, and payment collection and merchant payment gateway tools that let businesses accept crypto and local currency payments and settle to bank accounts. Clients access these services through a single account and dashboard, with currency conversion, corridor routing, and compliance checks handled end to end. (Financial Services Platform, Live, Main Product) - [FiveWest OTC Desk](https://thegrid.id/profiles/fivewest): FiveWest OTC Desk provides institutional high-volume crypto and FX trading for enterprises moving capital between Africa and Asia without the slippage of public exchange order books. Clients access structured liquidity across ZAR and multiple African and Asian currency pairs with transparent pricing, direct desk execution, and near-instant settlement backed by FiveWest's regulatory stack. (OTC, Live) - [FiveWest Earn](https://thegrid.id/profiles/fivewest): FiveWest Earn is a savings and yield product that allows users to deposit digital assets to earn daily yield generated through lending and liquidity provisioning for FiveWest's matched OTC desk. Yield accrues daily with no lock-in and no fees, and principal can be withdrawn at any time subject to a 14-day maximum notice period. (Savings & Yield, Live) - [FiveWest ZAR Payouts](https://thegrid.id/profiles/fivewest): FiveWest ZAR Payouts is an automated payout infrastructure service enabling enterprises to distribute ZAR to South African recipients with same-day settlement across supported African and Southeast Asian corridors. Businesses fund accounts in ZAR, stablecoin, or supported fiat via dashboard or API, and FiveWest handles local currency conversion, corridor routing, and instant settlement at major South African banks within its licensed framework. (Payments Infrastructure & Orchestration, Live) ## Links - [Main](https://fivewest.co.za) - [Blog](https://fivewest.co.za/resources/insights) - [Documentation](https://docs.fivewest.co.za) - [Terms of Service](https://information-centre.fivewest.co.za/legal/terms-of-service) - [Privacy policy](https://information-centre.fivewest.co.za/legal/privacy-notice) - [LinkedIn](https://www.linkedin.com/company/fivewest) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP