# Fizen

> Travel the world while your wealth grows, fully powered by crypto!

Fizen is a crypto payments company operating a self-custody super app for spending digital assets. It lets users pay for travel, shopping, bills, and cards using stablecoins.

Fizen is a crypto payments company that operates a self-custody super app aimed at travelers and global users who hold stablecoins. It lets users spend digital assets on everyday needs such as travel bookings, retail purchases, bill payments, and mobile top ups, positioning itself as a crypto neobank alternative to traditional banking apps.

The platform addresses the friction of converting crypto into usable spending power by combining a non-custodial wallet with a payment gateway and card issuance. Certain balance-based services, such as its card and local QR payment products, involve depositing funds into a company-held balance rather than remaining fully self-custodied, while licensed financial activities are carried out through partner providers. Fizen has received a strategic investment from a major stablecoin issuer to expand stablecoin usage and self-custody adoption.

Its offering spans a mobile super app, a spending card usable at payment terminals, and a merchant-facing payment tool for accepting crypto, alongside services like eSIM purchases and tokenized stock and exchange traded fund investing. Fizen is used by holders of stablecoins, freelancers and remote workers paid in crypto, media buyers, travelers, and merchants seeking to accept digital assets from customers worldwide.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/fizen

## Products

- [Fizen Super App](https://thegrid.id/profiles/fizen): Fizen Super App is a non-custodial crypto wallet that lets users store, spend, and move digital assets for everyday and travel-related needs. It enables buying and selling crypto with local fiat, sending cross-border transfers, paying local merchants by scanning a QR code, and purchasing travel extras such as eSIM data plans, gift cards, and phone top-ups, with an added interface for browsing tokenized stock and ETF exposure issued by a third party. Users manage all of these functions through a single self-custody account without giving up control of their private keys. The app is aimed at individuals who want to use stablecoins and other crypto assets for daily spending and travel. (Wallet, Live, Main Product)
- [Fizen Pay](https://thegrid.id/profiles/fizen): Fizen Pay is a merchant payment gateway that enables online and offline businesses to accept cryptocurrency payments from customers. Merchants integrate the gateway through plugins, an API, or an SDK to receive payments instantly in the cryptocurrency of their choice without holding customer funds in an intermediary account. The service settles payouts in crypto or converts to fiat for wire transfer, letting businesses reach crypto-holding customers while avoiding chargebacks. (Merchant Payment Gateway, Live)
- [Fizen Crypto Card](https://thegrid.id/profiles/fizen): Fizen Crypto Card is a stablecoin-funded payment card that lets users spend cryptocurrency at traditional point-of-sale terminals and online merchants. Users load the card with a stablecoin balance and spend it through a virtual or physical card accepted at a wide network of merchants, with support for mobile wallet payments and local scan-to-pay options in several countries. It is aimed at crypto holders who want to convert their holdings into everyday and travel spending without manually converting to fiat beforehand. Multiple card tiers offer different funding limits, cashback rates, and physical card materials. (Card, Live)

## Assets

- [Fizen (FIZEN)](https://thegrid.id/profiles/fizen): FIZEN is the utility token of the Fizen Super App, a non-custodial crypto wallet and payments ecosystem. It is designed for payments, membership perks, staking, and cashback rewards, with users earning FiPoint through app usage that can later convert into FIZEN. The token has not launched, and Fizen's terms describe current allocations only as pre-launch records pending a token generation event. (Utility)

## Links

- [Main](https://fizen.io)
- [Documentation](https://docs.fizen.io)
- [Documentation](https://fizenio.gitbook.io/fizen-docs)
- [Terms of Service](https://fizen.io/terms-of-use)
- [Privacy policy](https://fizen.io/privacy-policy)
- [Blog](https://blog.fizen.io)
- [Twitter / X](https://x.com/fizenapp)
- [Telegram](https://t.me/fizen_io)
- [LinkedIn](https://linkedin.com/company/fizen-io)
- [Instagram](https://www.instagram.com/fizen.io)
- [YouTube](https://www.youtube.com/@fizenapp)
- [Discord](https://discord.com/invite/ugT8qvvnNV)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP