# Flexa > New tools for commerce Flexa enables merchants to accept digital asset payments instantly with guaranteed fraud protection and flexible settlement options. Flexa enables merchants to accept digital asset payments through existing point-of-sale infrastructure using patented collateralization technology. The platform processes transactions across multiple blockchain networks in under one second, converting customer payments in crypto to merchant settlements in fiat or digital assets. Users authorize payments through QR codes or wallet integrations at physical and online locations. Flexa guarantees payment completion through smart contract collateral pools, eliminating chargebacks and fraud risk while maintaining compatibility with standard payment terminals. - Type: Company - Sector: Payments - Status: Active - Founded: 2018-03-01 - Profile: https://thegrid.id/profiles/flexa ## Products - [Flexa Payments](https://thegrid.id/profiles/flexa): Flexa Payments implements instant digital asset authorization through onchain collateralization, enabling merchants to accept payments in cryptocurrencies across multiple blockchain networks. The system guarantees funds within 500ms while processing blockchain confirmations in the background, eliminating chargebacks and volatility risk through Amp collateral backing. (Merchant Payment Gateway, Live, Main Product) - [Flexa Components](https://thegrid.id/profiles/flexa): Flexa Components provides SDK integration tools for mobile and web applications, enabling wallet developers to add native payment functionality. The system supports iOS, Android, and React Native platforms while maintaining self-custody wallet compatibility and requiring no external dependencies. (Embedded Wallet, Live) - [Flexa Capacity](https://thegrid.id/profiles/flexa): Flexa Capacity operates decentralized collateral pools using Amp tokens to secure digital asset transactions, enabling collateral providers to stake tokens and earn rewards. The system implements time-weighted distribution mechanisms and collaborative boost programs to incentivize network participation. (Staking Service, Live) ## Assets - [Amp (AMP)](https://thegrid.id/profiles/flexa): AMP is the utility token of Flexa, a payment network enabling merchants to accept cryptocurrency. It is used to stake as collateral in pools that secure transactions while they await blockchain confirmation, with stakers earning a portion of network processing fees as rewards. The token utilizes a partition framework that allows users to conditionally allocate tokens as collateral without transferring them to a smart contract, maintaining full custody while securing the network. (Utility) ## Links - [Main](https://flexa.co) - [Documentation](https://docs.flexa.co) - [Privacy policy](https://flexa.co/legal/privacy) - [Terms of Service](https://flexa.co/legal/terms) - [Blog](https://flexa.co/newsroom) - [Facebook](https://www.facebook.com/flexa) - [GitHub](https://github.com/flexa) - [Twitter / X](https://x.com/FlexaHQ) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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