# Fonbnk

> Stablecoins for Everyone

Fonbnk bridges mobile-first economies to Web3 by converting prepaid airtime into stablecoins for cross-border payments.

Fonbnk bridges mobile-first, cash-based economies to Web3 by converting prepaid payments into stablecoins, enabling frictionless FX, cross-border treasury flows, and instant liquidity. The platform connects prepaid mobile payments with stablecoins to eliminate fraud, reduce FX costs, and deliver real-time, chargeback-free global settlements. Fonbnk serves emerging markets where traditional money movement rails are costly and complex.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2019-11-01
- Profile: https://thegrid.id/profiles/fonbnk

## Products

- [Fonbnk Pay Widget](https://thegrid.id/profiles/fonbnk): Fonbnk Pay Widget is a secure payment solution that facilitates both on-ramp and off-ramp crypto transactions through mobile money integration. The system connects buyers and sellers of mobile money including airtime, M-PESA, and bank transfers with crypto assets through P2P marketplace functionality. (On/Off Ramp, Live, Main Product)
- [Fonbnk Top Up API](https://thegrid.id/profiles/fonbnk): Fonbnk Top Up API enables developers to add airtime credits to customer phones through programmatic integration. The API supports multiple carriers and provides automated airtime distribution capabilities for applications and services. (Developer Tooling, Inactive/Support Ended)

## Assets

- [MIN (MIN)](https://thegrid.id/profiles/fonbnk): MIN is an in-app ledger token used within the Fonbnk ecosystem. It is used for peer-to-peer transfers within the app, conversion to USDC for external wallet withdrawals, and trading on the Fonbnk marketplace. When users sell their airtime to Fonbnk in exchange for MIN tokens, Fonbnk resells the airtime in local reseller markets, creating a bridge that transforms illiquid prepaid mobile credits into accessible stablecoins for unbanked populations in emerging markets. (Digital Reward Assets)

## Links

- [Main](https://www.fonbnk.com)
- [Documentation](https://docs.fonbnk.com)
- [Blog](https://www.fonbnk.com/blog)
- [Terms of Service](https://www.fonbnk.com/terms-of-service)
- [Privacy policy](https://www.fonbnk.com/privacy-policy)
- [Twitter / X](https://x.com/fonbnk1)
- [LinkedIn](https://linkedin.com/company/fonbnk)
- [Instagram](https://instagram.com/fonbnk00)
- [Facebook](https://www.facebook.com/fonbnk01)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP