# FV Bank > The Global Digital Bank FV Bank is a US-licensed digital bank and digital asset custodian providing banking, payments, custody, and Visa cards to businesses and individuals. FV Bank is an international digital bank and digital asset custodian regulated by Puerto Rico's OCIF. The bank connects traditional banking with digital assets, offering USD accounts, cross-border payments, digital asset custody, Visa cards, and Banking APIs to fintech and Web3 companies globally. - Type: Company - Sector: Finance - Status: Active - Founded: 2019-01-01 - Profile: https://thegrid.id/profiles/fv_bank ## Products - [Personal Banking](https://thegrid.id/profiles/fv_bank): Personal USD banking accounts for individuals from over 150 countries, enabling users to manage traditional banking alongside digital assets in a single account with ACH, wire transfers, and cross-border payment capabilities. (Bank, Live, Main Product) - [Business Banking](https://thegrid.id/profiles/fv_bank): Enterprise banking services for small and medium enterprises, providing USD accounts, domestic and international payments, cross-border transfers, and integrated digital asset capabilities for fintech and Web3 companies. (Bank, Live) - [Digital Asset Custody](https://thegrid.id/profiles/fv_bank): FV Bank Digital Asset Custody provides OCIF-licensed secure custodial storage of digital assets alongside seamless settlement to fiat. Clients store digital assets with institutional-grade security, enabling real-time stablecoin-to-USD conversion and stablecoin payment acceptance directly into banking accounts. (Custodian, Live) - [Custody Money Market Account](https://thegrid.id/profiles/fv_bank): FV Bank Custody Money Market Account is an interest-bearing USD account enabling clients to earn passive income on USD or stablecoin holdings while maintaining instant access to funds during business hours. Clients self-direct investments by transferring funds from their FV Bank account into the custodial money market account with no lockup requirements and seamless transfers back to their bank account. (Centralised Borrowing & Lending, Live) - [FV Bank Cards](https://thegrid.id/profiles/fv_bank): FV Bank Cards provides Visa credit and debit cards, enabling businesses and individuals to spend USD and digital asset balances worldwide at any Visa-accepting merchant. Users access physical and virtual cards linked directly to their FV Bank accounts with crypto-spending capabilities. (Card, Live) - [FVNet](https://thegrid.id/profiles/fv_bank): FVNet is FV Bank's proprietary real-time intrabank settlement network enabling customers to send and receive funds between FV Bank accounts 24/7 instantly and at no cost. The network supports USD and digital asset transfers between FV Bank clients with full traceability and compliance controls. (Payment network, Live) - [Banking API Services](https://thegrid.id/profiles/fv_bank): Developer APIs enabling fintech and blockchain companies to integrate compliant USD banking solutions, including deposit webhooks, payment automation, beneficiary management, and embedded banking capabilities. (Developer Tooling, Live) ## Links - [Main](https://fvbank.us) - [Blog](https://blog.fvbank.us) - [Documentation](https://docs.apis.fvbank.us) - [Privacy policy](https://fvbank.us/privacy) - [LinkedIn](https://www.linkedin.com/company/fv-bank) - [Twitter / X](https://x.com/fvbankus) - [YouTube](https://www.youtube.com/@fvbank) - [Medium](https://fv-bank.medium.com) - [Twitter / X](https://twitter.com/fvbankus) - [YouTube](https://www.youtube.com/channel/UCZtQj9BPG_BoyCzh9EQ8uEA) ## Legal This data is provided under two licensing models. Model 1 - open data. 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