# GCash > #1 Finance Super App GCash is a mobile wallet platform offering payments, savings, credit, and investment services in the Philippines. It helps unbanked and underbanked Filipinos access financial services through their smartphones. GCash is a mobile wallet platform that provides digital financial services to consumers in the Philippines. It is classified as a payments company offering money transfers, bill payments, mobile top ups, and merchant payments through a smartphone application. The platform is designed for individuals who lack easy access to traditional banking, including lower income users and those living outside major urban centers. The platform addresses gaps in access to banking by allowing users to complete financial transactions directly from a mobile device without a traditional bank account. Users can cash in and cash out funds through a network of partner outlets and billers, and send money domestically or to recipients abroad. A dedicated service supports Filipinos living overseas who want to manage finances and transfer funds back home. Beyond basic payments, GCash offers a broader set of financial products grouped around credit, savings, and investing, including lending services, interest bearing savings, and access to stocks and other investment products. It also supports insurance products and everyday spending through partnered merchants. The platform is used by individual consumers, small businesses, and billers across the country who rely on it for everyday transactions and broader financial access. - Type: Company - Sector: Payments - Status: Active - Founded: 2004-10-01 - Profile: https://thegrid.id/profiles/gcash ## Products - [GCrypto](https://thegrid.id/profiles/gcash): GCrypto is a cryptocurrency trading service integrated into the GCash app that lets users buy, sell, send, and receive digital assets. It is powered by a licensed exchange partner that handles order matching and custody while GCash provides the user interface and account access. The service covers a range of coins and tokens across multiple blockchain networks. (Trading Terminal, Live) - [GCash](https://thegrid.id/profiles/gcash): GCash is a mobile wallet application that enables Filipino users to store, send, and receive money digitally. It supports QR code payments, peer-to-peer transfers, bill payments, and mobile load top-ups through a smartphone app. The wallet also serves as the entry point to a range of financial services including savings, lending, insurance, investing, and cryptocurrency trading offered by affiliated partners. (Wallet, Live, Main Product) - [GSave](https://thegrid.id/profiles/gcash): GSave is a digital savings feature within the GCash app that lets users open interest-earning savings accounts with partner banks. Users select from multiple bank partners, each offering different interest rates and minimum balance terms, and manage deposits and withdrawals directly from the wallet interface. The service provides passive interest accrual on deposited funds without requiring a traditional bank branch visit. (Savings & Yield, Live) - [GInsure](https://thegrid.id/profiles/gcash): GInsure is an insurance access feature within the GCash app that lets users purchase coverage products such as life, health, and accident insurance from partner insurers. Users select a policy, pay premiums, and file claims through the app interface. Underwriting and claims processing are handled by the partnered insurance providers. (Offchain Insurance, Live) - [GFunds](https://thegrid.id/profiles/gcash): GFunds is an investment feature within the GCash app that lets users invest in mutual funds from multiple asset management partners. Users choose funds based on risk appetite and minimum investment amount, then deposit and track holdings through the app. Fund management and execution are handled by the partnered investment management firms. (Managed Fund, Live) - [GStocks PH](https://thegrid.id/profiles/gcash): GStocks PH is a stock trading feature within the GCash app that lets users buy and sell shares of listed companies. It provides real-time quotes, research content, and portfolio tracking, with trade execution and brokerage handled by a licensed securities partner. Users fund trades and cash out directly through their GCash wallet balance. (Centralised Exchange, Live) - [GBonds](https://thegrid.id/profiles/gcash): GBonds is an investment feature within the GCash app that lets users purchase government or corporate bonds directly through the wallet interface. Users browse available bond offerings, invest funds from their GCash balance, and track holdings and maturity within the app. Bond issuance and settlement are handled by partnered financial institutions. (Centralised Borrowing & Lending, Live) ## Links - [Main](https://www.gcash.com) - [Terms of Service](https://gcash.com/terms-and-conditions) - [Privacy policy](https://gcash.com/privacy-notice) - [Blog](https://gcash.com/usapangpera) - [Twitter / X](https://x.com/gcashofficial) - [Facebook](https://facebook.com/gcashofficial) - [Instagram](https://instagram.com/gcashofficial) - [LinkedIn](https://linkedin.com/company/wearegcash) - [YouTube](https://www.youtube.com/@GCashOfficial) - [TikTok](https://www.tiktok.com/@gcashofficial) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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