# Gearbox Protocol

> Onchain Lending Reimagined

A composable leverage protocol enabling users to borrow assets and use them across DeFi protocols with margin trading and yield farming capabilities.

Gearbox Protocol implements decentralized leverage through Credit Account abstraction, connecting passive lenders who earn yield by providing liquidity with active leverage users who borrow assets to create spot leverage positions. Users can margin trade on Uniswap, leverage farm on Curve and Balancer, leverage stake on Lido, and use borrowed capital across integrated DeFi protocols without funding rates.

- Type: Protocol
- Sector: Finance
- Status: Active
- Founded: 2021-12-01
- Profile: https://thegrid.id/profiles/gearbox_protocol

## Products

- [Gearbox Protocol](https://thegrid.id/profiles/gearbox_protocol): A decentralized borrowing and lending platform implementing Credit Account abstraction for composable leverage across DeFi protocols. (Decentralised Borrowing & Lending, Live, Main Product)

## Assets

- [Gearbox (GEAR)](https://thegrid.id/profiles/gearbox_protocol): GEAR is the governance token of Gearbox Protocol. It is used to vote on protocol upgrades, treasury allocation, and the extra rates borrowers pay for different assets. Unlike traditional vote-escrow systems that reward longer lock periods with more voting power, it implements a reverse mechanism that reduces the voting weight of early contributors to amplify community voices in governance decisions. (Governance)

## Links

- [Main](https://gearbox.fi)
- [Documentation](https://docs.gearbox.finance)
- [Blog](https://blog.gearbox.fi)
- [Privacy policy](https://gearbox.fi/privacy)
- [Terms of Service](https://gearbox.fi/terms)
- [Twitter / X](https://x.com/GearboxProtocol)
- [Discord](https://discord.gg/Gearbox Protocol)
- [Telegram](https://t.me/GearboxProtocol)
- [GitHub](https://github.com/Gearbox-protocol)
- [Substack](https://@gearboxprotocol.substack.com)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP