# Hizo

> Connecting Africa with every transfer

Hizo enables Nigerians to spend Naira across Africa by converting to local currencies in real time for payments and money transfers.

Hizo enables Nigerians to spend and send Naira across multiple African countries through real-time currency conversion. Users can pay merchants, send to mobile wallets or bank accounts, and manage travel costs without cash or manual exchanges. The platform offers live rates, mobile money and bank payouts, and 24/7 support.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2023-06-01
- Profile: https://thegrid.id/profiles/hizo

## Products

- [Hizo](https://thegrid.id/profiles/hizo): Hizo is a mobile application for Naira-denominated cross-border payments across multiple African countries. It supports peer-to-peer transfers from Nigeria to recipients via mobile money or bank accounts with live exchange-rate conversion, wallet funding via virtual accounts, KYC using BVN, and round-the-clock customer support. (Peer to Peer & Remittance, Live, Main Product)

## Links

- [Main](https://hizo.africa)
- [Blog](https://blog.hizo.africa)
- [Terms of Service](https://hizo.africa/terms-conditions)
- [Privacy policy](https://hizo.africa/privacy-policy)
- [Twitter / X](https://x.com/HizoHq)
- [Instagram](https://instagram.com/hizo_hq)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP