# HoneyCoin

> The future of international finance

HoneyCoin is a cross-border payments company that enables businesses and consumers to move value globally using stablecoin and fiat rails.

HoneyCoin is a cross-border payments company that provides payment orchestration infrastructure for businesses and a consumer financial app for individuals. It supports multi-currency wallets, virtual accounts, and settlement across local bank and mobile money rails, combined with stablecoin conversion for moving value across borders.

The company addresses inefficiencies in traditional cross-border transfers, particularly across African markets, where converting and moving money can be slow and costly. Its infrastructure lets businesses collect, convert, and pay out funds through a mix of local payment rails and stablecoin rails, with developer APIs and SDKs available for embedding these flows into other products.

HoneyCoin offers wallets and payments, virtual cards, virtual accounts, an OTC desk, and a minting service for converting fiat to stablecoins, grouped under a broader treasury and payments platform. It is used by finance and product teams at businesses handling cross-border collections and payouts, as well as individual consumers moving money internationally.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2020-01-01
- Profile: https://thegrid.id/profiles/honeycoin

## Products

- [HoneyCoin](https://thegrid.id/profiles/honeycoin): HoneyCoin is a payment orchestration platform aggregating multiple payment providers, processors, and blockchain rails into unified API infrastructure for cross-border business payments. Users hold funds in multi-currency wallets supporting fiat and stablecoins, collect payments via bank transfers and mobile money, execute payouts across various markets, convert currencies through an OTC desk, issue virtual cards for expenses, and process bulk payouts for payroll operations. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://honeycoin.app)
- [Media Kit/branding](https://honeycoin.app/press-and-media-resources)
- [Blog](https://blog.honeycoin.app)
- [Documentation](https://docs.honeycoin.app/reference/welcome)
- [Privacy policy](https://honeycoin.notion.site/privacy-policy)
- [Terms of Service](https://honeycoin.notion.site/HoneyCoin-Inc-Affiliated-Subsidiaries-Terms-Conditions-of-Service-d081ad0811904e41bb7276393a4c061f)
- [Twitter / X](https://x.com/honeycoinapp)
- [LinkedIn](https://linkedin.com/company/honeycoin)
- [Instagram](https://instagram.com/honeycoinapp)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP