# HoneyCoin

> The future of international finance

HoneyCoin is a cross-border payments platform that enables businesses and consumers to transfer value globally using stablecoin and fiat rails.

HoneyCoin provides payment orchestration infrastructure for businesses and a consumer financial app for individuals. The platform enables cross-border collections, conversions, and settlements through a hybrid of stablecoin and traditional banking rails, supporting multi-currency accounts, virtual cards, and mobile money integration across African, European, and North American markets.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2020-01-01
- Profile: https://thegrid.id/profiles/honeycoin

## Products

- [HoneyCoin](https://thegrid.id/profiles/honeycoin): HoneyCoin is a payment orchestration platform aggregating multiple payment providers, processors, and blockchain rails into unified API infrastructure for cross-border business payments. Users hold funds in multi-currency wallets supporting fiat and stablecoins, collect payments via bank transfers and mobile money, execute payouts across various markets, convert currencies through an OTC desk, issue virtual cards for expenses, and process bulk payouts for payroll operations. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://honeycoin.app)
- [Media Kit/branding](https://honeycoin.app/press-and-media-resources)
- [Blog](https://blog.honeycoin.app)
- [Documentation](https://docs.honeycoin.app/reference/welcome)
- [Privacy policy](https://honeycoin.notion.site/privacy-policy)
- [Terms of Service](https://honeycoin.notion.site/HoneyCoin-Inc-Affiliated-Subsidiaries-Terms-Conditions-of-Service-d081ad0811904e41bb7276393a4c061f)
- [Twitter / X](https://x.com/honeycoinapp)
- [LinkedIn](https://linkedin.com/company/honeycoin)
- [Instagram](https://instagram.com/honeycoinapp)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP