# Hurupay

> Get a USD and EUR account with your name to receive or send money globally.

Hurupay helps users receive USD payments globally by providing virtual US-based accounts for non-US residents.

Hurupay helps freelancers, remote workers, and businesses in emerging markets receive international payments through stablecoin-based virtual USD accounts. With it, users can receive payments from platforms like PayPal, Upwork, and Fiverr, withdraw funds to crypto exchanges or local banks, and earn interest on savings.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-10-01
- Profile: https://thegrid.id/profiles/hurupay

## Products

- [Hurupay](https://thegrid.id/profiles/hurupay): Hurupay provides virtual USD, EUR, and GBP accounts through stablecoin-based infrastructure, enabling global payment processing via ACH, Wire, and SEPA. The system automatically converts incoming fiat payments to stablecoins, offers virtual cards for global spending, supports interest earning up to 8% APY on account balances, enables batch payments for business teams, and facilitates withdrawals to cryptocurrency exchanges and traditional banking rails. (Neobank, Live, Main Product)
- [Hurupay Virtual Card](https://thegrid.id/profiles/hurupay): Hurupay Virtual Card is a USD virtual card for online spending on global platforms with no hidden FX fees, real-time transaction notifications, and spend controls including card freeze. (Card, Live)
- [Hurupay Earn](https://thegrid.id/profiles/hurupay): Hurupay Earn is a savings and yield product that enables users to deposit stablecoins into vaults connected to Hurupay's capital market and institutional lending partners. Interest compounds in real time with daily payouts, and users can withdraw their full balance including accrued interest instantly at any time. (Savings & Yield, Live)
- [Hurupay for Business](https://thegrid.id/profiles/hurupay): Hurupay for Business provides companies with dedicated multi-currency accounts, batch payroll payments to remote workers globally via stablecoins or local banks, seamless USD-to-USDC conversion, and a yield on held balances. (Neobank, Live)

## Links

- [Main](https://hurupay.com)
- [Documentation](https://docs.hurupay.com)
- [Blog](https://hurupay.com/blog)
- [Terms of Service](https://terms.hurupay.com)
- [Privacy policy](https://privacy.hurupay.com)
- [Twitter / X](https://x.com/HurupayApp)
- [Instagram](https://instagram.com/hurupayapp)
- [LinkedIn](https://linkedin.com/company/hurupay)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP