# HYPER neobank

> The world's fastest neobank

HYPER neobank offers credit cards, bank accounts, investment services, and life insurance through a digital banking platform.

HYPER neobank is a digital banking platform that provides credit cards for personal, business, enterprise, and employee segments. The platform offers multi-currency bank accounts supporting USD, EUR, and GBP with wire transfers, ACH, and ATM access. Users can invest in forex, stocks, commodities, indices, venture capital, and cryptocurrencies. The service includes AI-personalized life insurance with flexible coverage periods.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2025-04-01
- Profile: https://thegrid.id/profiles/hyper_neobank

## Products

- [HYPERneobank](https://thegrid.id/profiles/hyper_neobank): HYPERneobank is a neobank providing multi-currency accounts, payment cards, investment capabilities, and insurance products enhanced with blockchain integration. The platform facilitates banking operations including wire transfers, ACH, and ATM access across USD, EUR, and GBP accounts. Users can trade across forex, stocks, commodities, indices, venture capital, and cryptocurrency markets through the platform. Credit card offerings include physical and virtual VISA cards with tiered plans for personal, business, enterprise, and employee users. The system offers AI-powered life insurance and integrates with HyperLiquid infrastructure. (Neobank, Live, Main Product)

## Links

- [Main](https://hyper-neobank.com)
- [Documentation](https://hyper-neobank.com/Docs)
- [Privacy policy](https://hyper-neobank.com/PrivacyPolicy)
- [Twitter / X](https://x.com/HYPERneobank)
- [Instagram](https://instagram.com/HYPERneobank)
- [TikTok](https://tiktok.com/@hyperneobank)
- [LinkedIn](https://linkedin.com/company/hyperneobank)
- [Telegram](https://t.me/hyperneobank)
- [YouTube](https://youtube.com/@HYPERneobank)
- [GitHub](https://github.com/HYPER-neobank)
- [Medium](https://medium.com/@HYPERneobank)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP