# ikigii

> The only bank account in dollars and crypto

ikigii lets users manage dollars and cryptocurrencies in one account through a mobile app with instant conversion, global transfers, and traditional banking services.

ikigii helps users manage both traditional and digital assets by providing a unified banking platform that integrates cryptocurrency and dollar accounts. With it, users can instantly convert between crypto and fiat, send international transfers, and access traditional banking services including debit cards and savings accounts.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2023-10-01
- Profile: https://thegrid.id/profiles/ikigii

## Products

- [ikigii App](https://thegrid.id/profiles/ikigii): ikigii App is a mobile banking platform that enables users to hold and manage both USD and cryptocurrencies. The platform provides instant crypto-to-fiat conversion, international transfers, debit cards, savings accounts with 4% annual interest, and crypto-backed loans. (Neobank, Live, Main Product)
- [ikigii Loans](https://thegrid.id/profiles/ikigii): ikigii Loans provides instant BTC-backed dollar or stablecoin loans at up to 50% LTV, with 10% annual interest, a 1-year term with renewal option, and no penalty for early repayment, allowing users to access liquidity without selling their Bitcoin. (Centralised Borrowing & Lending, Live)

## Links

- [Main](https://www.ikigii.com)
- [Terms of Service](https://www.ikigii.com/en/terminos-y-politicas)
- [Privacy policy](https://www.ikigii.com/en/aviso-de-privacidad-de-proteccion-de-datos-personales)
- [Blog](https://www.ikigii.com/en/blog)
- [Documentation](https://www.ikigii.com/en/preguntas-frecuentes)
- [Twitter / X](https://x.com/ikigiiLatam)
- [LinkedIn](https://www.linkedin.com/company/ikigii)
- [TikTok](https://www.tiktok.com/@ikigiilatam)
- [Instagram](https://www.instagram.com/ikigii.latam)
- [Facebook](https://www.facebook.com/ikigii.latam)
- [YouTube](https://www.youtube.com/@ikigiilatam)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP