# ikigii > The only bank account in dollars and crypto ikigii is a mobile banking application that combines dollar and cryptocurrency accounts. It lets users buy, sell, send, and receive digital assets alongside traditional banking services backed by a licensed bank. ikigii is a mobile banking application that unifies traditional dollar banking with cryptocurrency management in a single account. It is designed for users across Latin America who want to hold, convert, and move both fiat and digital assets without maintaining separate accounts at a bank and an exchange. The app is backed by a licensed and regulated bank. The platform addresses the friction of keeping dollars and crypto in separate systems by letting users buy, sell, convert, send, and receive a small set of major cryptocurrencies directly from the app, with instant conversion between crypto and dollar balances. Users also get a debit card and a savings account that earns annual interest, alongside domestic and international transfers. The bank behind the app is licensed and regulated, and it also offers crypto backed lending as part of the same experience. Core offerings are grouped into a dollar and savings account, a crypto account for buying, selling, and converting supported digital assets, and lending against crypto holdings. The service is aimed at everyday users seeking a single app for daily banking and crypto activity rather than separate providers, and it is used by individuals across multiple Latin American markets and beyond regardless of nationality or residence. - Type: Company - Sector: Finance - Status: Active - Founded: 2023-10-01 - Profile: https://thegrid.id/profiles/ikigii ## Products - [ikigii App](https://thegrid.id/profiles/ikigii): ikigii App is a neobank offering mobile accounts that hold both US dollars and cryptocurrencies. It lets users buy, sell, send, and receive Bitcoin, Ether, and dollar-pegged stablecoins, convert instantly between dollars and crypto, and make local and international transfers. The app also provides a Visa debit card, a dollar savings account paying annual interest, and an in-app support chatbot, with account opening also available through a web portal. (Neobank, Live, Main Product) - [ikigii Loans](https://thegrid.id/profiles/ikigii): ikigii Loans is a centralized lending service that provides dollar or stablecoin loans collateralized by Bitcoin. Users pledge BTC as collateral to receive a loan of up to fifty percent of its value, with the platform managing custody of the collateral and assessing loan terms. Loans carry a one-year term with renewal options, fixed annual interest, and no penalty for early repayment, giving Bitcoin holders access to liquidity without selling their holdings. (Centralised Borrowing & Lending, Live) ## Links - [Main](https://www.ikigii.com) - [Terms of Service](https://www.ikigii.com/en/terminos-y-politicas) - [Privacy policy](https://www.ikigii.com/en/aviso-de-privacidad-de-proteccion-de-datos-personales) - [Blog](https://www.ikigii.com/en/blog) - [Documentation](https://www.ikigii.com/en/preguntas-frecuentes) - [Twitter / X](https://x.com/ikigiiLatam) - [LinkedIn](https://www.linkedin.com/company/ikigii) - [TikTok](https://www.tiktok.com/@ikigiilatam) - [Instagram](https://www.instagram.com/ikigii.latam) - [Facebook](https://www.facebook.com/ikigii.latam) - [YouTube](https://www.youtube.com/@ikigiilatam) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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