# Interlace

> Your global card issuing and banking partner

Interlace is a payments and banking infrastructure company for Web3 and crypto-facing businesses. It offers card issuance, crypto-to-fiat conversion, and multi-currency accounts for cross-border commerce.

Interlace is a company providing global card issuing and banking infrastructure for businesses operating across crypto and fiat markets. It enables clients to launch branded physical and virtual payment cards, open multi-currency business accounts, and convert between cryptocurrencies and fiat for cross-border settlement. Its offering targets institutional clients such as wallets, exchanges, and brokers, as well as businesses in cross-border e-commerce, advertising, gaming, and other Web3 sectors.

The platform addresses the difficulty that crypto-native and cross-border businesses face in accessing compliant banking and card infrastructure. It works through an application programming interface that connects clients to a network of card programs across many countries, combined with onboarding, risk management, and settlement handling on the back end. Interlace operates as a licensed entity in multiple jurisdictions and publishes information about its regulatory standing.

Its product range spans corporate card issuance, a crypto and fiat on and off ramp wallet, banking as a service components, and multi-currency business accounts. These offerings are grouped around a single application programming interface intended to let a business embed card, wallet, and account functionality into its own operations. Interlace is used by financial platforms, exchanges, and businesses that need to move and spend value across both crypto and traditional currencies.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2019-01-01
- Profile: https://thegrid.id/profiles/interlace

## Products

- [Interlace Platform](https://thegrid.id/profiles/interlace): Interlace Platform is a financial services platform that lets businesses embed card issuance, multi-currency banking, on/off-ramp processing, and yield accounts into their own products through a single API. It combines licensed banking and card-issuing infrastructure across multiple regions, allowing companies to launch compliant financial products without holding their own banking or card licenses. Businesses in fintech, e-commerce, and Web3 use the platform to add payments, custody, and treasury features to their offerings. (Financial Services Platform, Live, Main Product)
- [Infinity Card](https://thegrid.id/profiles/interlace): Infinity Card is a corporate payment card that lets businesses issue virtual cards instantly or physical cards for employees to spend and manage corporate expenses. The card can be linked to a crypto wallet and loaded with stablecoins, letting holders spend crypto directly at merchants without converting to fiat first. It works wherever Visa or Mastercard is accepted, alongside major mobile wallet payment methods, and includes real-time expense tracking and spending controls. (Card, Live)
- [Interlace Business Accounts](https://thegrid.id/profiles/interlace): Interlace Business Accounts is a neobank product offering multi-currency business banking accounts across many currencies and countries, with FDIC-insured deposits, real-time foreign exchange, batch payments, and integrated online KYC and KYB onboarding. Businesses open accounts fully online within minutes and send or receive global payments without minimum balance requirements or hidden fees. (Neobank, Live)
- [Interlace CaaS](https://thegrid.id/profiles/interlace): Interlace CaaS is a card-as-a-service infrastructure product that lets businesses issue crypto-backed virtual and physical payment cards through an API integration. It handles KYC and AML compliance, provides access to multiple card BIN options, and supports digital wallet tokenization alongside optional crypto rail connectivity. Companies use it to launch a branded card program on Visa or Mastercard networks without managing bank sponsorship or regulatory infrastructure themselves. (Card issuance, Live)
- [Interlace CryptoConnect](https://thegrid.id/profiles/interlace): Interlace CryptoConnect is an on/off-ramp wallet product that lets enterprise and Web3 businesses convert between cryptocurrency and fiat, transfer funds, and make payments from a single account. It supports multiple crypto assets alongside fiat storage held at insured commercial banks, combined with anti-theft monitoring and risk controls for crypto holdings. Businesses use it to manage on-chain and fiat transactions together without operating separate systems for each. (On/Off Ramp, Live)
- [Interlace BaaS](https://thegrid.id/profiles/interlace): Interlace BaaS is a banking-as-a-service infrastructure product that provides multi-currency business accounts, currency exchange, and international payments through an open API. It connects to global payment rails and on-chain payment systems, enabling fiat-to-crypto and crypto-to-fiat settlement for platforms built on top of it. Fintechs, e-commerce companies, and Web3 businesses use it to embed banking functionality into their own products without partnering directly with a bank. (Financial Services Platform, Live)
- [Interlace Yield Treasury](https://thegrid.id/profiles/interlace): Interlace Yield Treasury is a savings and yield product that lets businesses earn interest on idle funds held in fiat or a dollar stablecoin, with daily settlement and no lockup period. Funds can be deposited via bank transfer or on-chain transfer, and are held with regulated financial institutions rather than by Interlace itself. The product integrates with Interlace Business Accounts and Infinity Card to let businesses move funds between treasury, spending, and account balances. (Savings & Yield, Live)

## Links

- [Main](https://www.interlace.money)
- [Documentation](https://developer.interlace.money)
- [Blog](https://www.interlace.money/blog)
- [Terms of Service](https://www.interlace.money/terms)
- [Media Kit/branding](https://www.interlace.money/brand-kit)
- [LinkedIn](https://linkedin.com/company/interlace-money)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP