# IVPAY

> Welcome to your gateway to crypto payments

IVPAY is a crypto payment platform that lets merchants accept digital currencies through payment terminals, a mobile app, e-commerce plugins, and vending machine integrations.

IVPAY helps businesses accept cryptocurrency across physical retail, online stores, and vending machine locations using purpose-built payment tools. Merchants can process transactions with an NFC-enabled hardware terminal, a smartphone app, e-commerce plugins for WooCommerce and OpenCart, or a REST API. The platform supports fund withdrawal in crypto or fiat currency and charges a flat 1% transaction fee with no monthly costs.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2018-01-01
- Profile: https://thegrid.id/profiles/ivpay

## Products

- [IVPAY](https://thegrid.id/profiles/ivpay): IVPAY is a multi-channel cryptocurrency payment gateway for merchants, enabling crypto payments across NFC-capable physical POS terminals, mobile app-based terminals, e-commerce store plugins for WooCommerce and OpenCart, vending machine integrations, and a REST API for custom implementations. The platform supports 40+ cryptocurrencies with a 1% transaction fee and allows merchants to settle in crypto or convert to fiat. Additional tools include real-time invoicing with automatic PDF generation, webhooks for asynchronous payment status updates, and a merchant dashboard for transaction management. (Merchant Payment Gateway, Live, Main Product)

## Assets

- [IVPAY Token (IVPAY)](https://thegrid.id/profiles/ivpay): IVPAY is the utility token of the IVPAY crypto payment ecosystem. It is used for staking to access DAO governance, payments within the platform, and earning points through the SocialFi reward program. The system automatically allocates 10% of platform commission fees to buy back and burn tokens, creating a deflationary mechanism. (Utility)

## Links

- [Main](https://ivpay.io)
- [Privacy policy](https://ivpay.io/privacy)
- [Terms of Service](https://ivpay.io/terms)
- [Telegram](https://t.me/ivpay_io)
- [Twitter / X](https://x.com/ivpay_io)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP