# IVPAY

> Welcome to your gateway to crypto payments

IVPAY is a crypto payment platform that lets merchants accept digital currencies through payment terminals, a mobile app, e-commerce plugins, and vending machine integrations.

IVPAY is a crypto payment company that helps merchants accept digital currencies across physical retail, online stores, and vending machine locations. It provides an NFC-enabled hardware payment terminal, a mobile app, e-commerce plugins, and a developer API, giving businesses several ways to take cryptocurrency payments without needing technical expertise.

The platform addresses the gap between holding crypto and spending it on everyday purchases by converting transactions at the point of sale, with funds withdrawable in crypto or fiat currency. Support for contactless and QR based payments lets a shop, restaurant, or vending machine operator accept a range of cryptocurrencies alongside conventional card payments, with a flat transaction fee and no monthly costs.

IVPAY's offering spans a point of sale terminal, mobile applications, e-commerce integrations, and API tooling for custom checkout flows, grouped around the common goal of making crypto usable for ordinary purchases. It also operates a utility token used within its ecosystem for fees, rewards, and discounts. The platform is used by retailers, restaurants, online merchants, and vending machine operators seeking to offer customers a cryptocurrency payment option.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2018-01-01
- Profile: https://thegrid.id/profiles/ivpay

## Products

- [IVPAY](https://thegrid.id/profiles/ivpay): IVPAY is a merchant payment gateway that enables businesses to accept cryptocurrency payments across multiple channels. It supports NFC and QR-based point-of-sale terminals, a mobile app that turns smartphones into payment terminals, e-commerce plugins, vending machine integrations, and a REST API for custom checkout flows. Payments are processed asynchronously, with the customer redirected to a hosted payment page and the merchant notified of final status via webhooks. Merchants can also generate real-time invoices with automatic PDF creation and manage transactions through a dashboard, choosing to settle in crypto or convert to fiat. (Merchant Payment Gateway, Live, Main Product)

## Assets

- [IVPAY Token (IVPAY)](https://thegrid.id/profiles/ivpay): IVPAY is the utility token of the IVPAY crypto payment ecosystem. It is used for staking to access DAO governance, making platform payments, and earning points through the SocialFi reward program. Ten percent of platform commission fees are automatically used to buy back and burn tokens, creating a deflationary mechanism. (Utility)

## Links

- [Main](https://ivpay.io)
- [Privacy policy](https://ivpay.io/privacy)
- [Terms of Service](https://ivpay.io/terms)
- [Documentation](https://docs.ivpay.io)
- [Telegram](https://t.me/ivpay_io)
- [Twitter / X](https://x.com/ivpay_io)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP