# Januar > The financial infrastructure partner for crypto businesses Januar provides financial infrastructure for crypto businesses through IBAN accounts and payment services with EU regulatory compliance. Januar is a financial infrastructure partner for crypto businesses, offering IBAN business accounts and payment services across EEA markets. The company holds a Payment Institution License from the Danish Financial Supervisory Authority and provides compliant fiat financial services to digital asset companies, NFT marketplaces, exchanges, and institutional investors. - Type: Company - Sector: Payments - Status: Active - Founded: 2021-06-01 - Profile: https://thegrid.id/profiles/januar ## Products - [Januar Account](https://thegrid.id/profiles/januar): Januar Account provides EU-regulated business IBAN accounts, enabling crypto-native and digital businesses to manage fiat payments, operational expenses, and crypto-to-fiat conversions. Businesses access EUR SEPA Instant, DKK, and USD/SWIFT payment rails alongside crypto wallet custody, RFQ trading, Lightning Network integration, and team-based payment approval workflows from a single compliant account. (Neobank, Live, Main Product) - [Januar Instant](https://thegrid.id/profiles/januar): Januar Instant is a real-time payments network that enables instant fiat currency transfers between counterparties within the Januar network. The system operates 24/7 with zero transaction fees and supports cross-border payments for crypto businesses. (Payment network, Discontinued) - [Januar Wallet](https://thegrid.id/profiles/januar): Januar Wallet is an institutional-grade cryptocurrency custody solution that enables businesses to store, receive, and send digital assets. The system uses MPC technology for security, supports multiple wallets for fund segregation, and includes approved address functionality for enhanced security. (Wallet, Discontinued) - [Januar Trade](https://thegrid.id/profiles/januar): Januar Trade is a cryptocurrency trading platform that enables businesses to buy and sell digital assets through multi-exchange execution. The system uses RFQ orders with 15-second quote validity and provides competitive pricing through partnerships with multiple exchanges. (Centralised Exchange, Live) - [Embedded Accounts](https://thegrid.id/profiles/januar): Januar Embedded Accounts is a B2B API platform enabling custody providers, exchanges, and PSPs to offer EU-regulated named IBANs without requiring a separate banking licence. Platforms integrate via API and webhooks to provision a unique IBAN per client, manage EUR SEPA, DKK, and USD/SWIFT payments, and provide crypto conversion and custody, while Januar handles all compliance, transaction monitoring, and client onboarding. (Financial Services Platform, Live) ## Links - [Main](http://www.januar.com) - [Blog](https://www.januar.com/resources/blog) - [Documentation](https://api-doc.januar.com) - [Twitter / X](https://x.com/januar) - [LinkedIn](https://linkedin.com/company/thejanuargate) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. 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