# KAST > Spend without borders KAST enables global spending of stablecoins through payment cards connected to traditional merchant networks and ATMs worldwide. KAST lets users spend stablecoins at merchants worldwide through payment cards connected to traditional networks. The platform supports multiple stablecoins within a custodian wallet system. Users can create digital cards for immediate use with mobile payment systems or request physical cards in various tiers. The service operates in multiple countries to facilitate cross-border digital asset spending. - Type: Company - Sector: Payments - Status: Active - Founded: 2023-01-01 - Profile: https://thegrid.id/profiles/kast_xyz ## Products - [KAST Global Accounts](https://thegrid.id/profiles/kast_xyz): KAST Global Accounts is a stablecoin-powered neobank providing USD accounts with real US routing and account numbers for receiving ACH and FedWire payments without US residency, global stablecoin transfers in dollars and local currencies, and multi-chain crypto deposit and withdrawal support across multiple networks. (Neobank, Live, Main Product) - [KAST Earn](https://thegrid.id/profiles/kast_xyz): KAST Earn provides risk-adjusted yield vaults earning up to 10% APY with bonus rewards through institutional-grade DeFi strategies. Users deposit stablecoins and crypto into automated vaults optimised for risk-adjusted returns, with earned funds remaining accessible for card spending without withdrawal. (Yield Aggregator, Live) - [KAST Crypto Cards](https://thegrid.id/profiles/kast_xyz): KAST Crypto Cards are Visa payment cards enabling users to spend stablecoins and crypto at millions of merchants in multiple countries with up to 5% flat cashback and automatic conversion to local currencies at checkout. Cards support Apple Pay and Google Pay, work online and in person, and draw from stablecoins or Earn vault balances without requiring manual withdrawals. (Card, Live) - [KAST Business](https://thegrid.id/profiles/kast_xyz): KAST Business is a stablecoin-powered corporate financial platform enabling global teams to receive instant payments, move capital across borders without limits, and manage multi-currency treasury operations with white-glove dedicated support. Businesses pay international employees and suppliers instantly in stablecoins or local currencies through KAST's licensed partner infrastructure. (Neobank, Early access) ## Assets - [KAST Rewards](https://thegrid.id/profiles/kast_xyz): KAST Rewards is the point system of the KAST Platform, a custodial stablecoin banking service. It is earned through card spending via a tiered cashback structure and through staking SOL with the KAST validator. The rewards program incentivizes platform usage by providing yield on both payment activity and staking participation within the KAST ecosystem. (Digital Reward Assets) - [KAST Dollar](https://thegrid.id/profiles/kast_xyz): KAST Dollar is a USD-pegged stablecoin issued by KAST in two variants: one optimized for savings and another tailored for payments. It is used to tokenize customer deposits and enable payment functionality within the KAST neobank platform. Built on M^0's infrastructure, the stablecoin represents all customer deposits on-chain with full transparency, allowing KAST Dollar to share liquidity with other M^0-based stablecoins across multiple ecosystems. (Stablecoin) ## Links - [Main](https://www.kast.xyz) - [Blog](https://www.kast.xyz/blog-category/news) - [Documentation](https://concierge.kast.finance) - [Terms of Service](https://www.kast.xyz/legal/terms-and-conditions-of-service) - [Privacy policy](https://www.kast.xyz/legal/privacy-policy) - [Media Kit/branding](https://www.kast.xyz/media-kit) - [LinkedIn](https://www.linkedin.com/company/kastofficial) - [Telegram](https://t.me/KASTCommunity) - [Twitter / X](https://x.com/kastcard) - [Discord](https://discord.com/invite/KASTxyz) - [YouTube](https://www.youtube.com/@KASTxyz) - [Instagram](https://www.instagram.com/kast.xyz) - [Twitter / X](https://x.com/KASTxyz) ## Relationships - [OUTKAST](https://thegrid.id/profiles/outkast): Subsidiary ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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