# Keyrails > The iPhone Moment For B2B Finance Keyrails provides global payment infrastructure that connects traditional banking rails with stablecoin technology for cross-border transactions. Keyrails operates StableOS, a platform that unifies payments, treasury, and financing through stablecoin infrastructure. The system enables COBO and POBO transactions via SWIFT rails, provides access to USD liquidity in emerging markets, and offers institutional-grade tokenized funds with yields up to 5.5% APY. Keyrails serves fintechs, global enterprises, and companies operating in emerging markets across Africa, GCC, and Southeast Asia. - Type: Company - Sector: Payments - Status: Active - Founded: 2023-01-01 - Profile: https://thegrid.id/profiles/keyrails ## Products - [Stable OS](https://thegrid.id/profiles/keyrails): Stable OS is a programmable financial platform that unifies payments, treasury, and financing operations through stablecoin infrastructure. The system enables COBO and POBO transactions via SWIFT rails across multiple countries, provides onshore USD accounts with ACH, Fedwire, and SWIFT capabilities, offers deep USD liquidity access in emerging markets, and allows users to earn up to 5.5% APY through institutional-grade regulated tokenized funds. (Payments Infrastructure & Orchestration, Live, Main Product) ## Links - [Main](https://keyrails.com) - [Blog](https://keyrails.com/keyrails-insights) - [LinkedIn](https://linkedin.com/company/keyrails) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP