# Keyrails

> The iPhone moment for B2B finance

Keyrails is a payments company that provides trade payment infrastructure for emerging markets. It connects stablecoin rails with SWIFT and local settlement systems for banks, fintechs, and trade operators.

Keyrails is a payments company that provides infrastructure for executing high value trade payments across emerging markets. Its platform, Stable OS, unifies payments, treasury, and financing by connecting stablecoin rails with traditional banking networks. It is built for financial institutions, trade and commodity platforms, and businesses that move capital across borders in complex corridors.

Cross border trade payments into emerging markets often pass through fragmented correspondent banking chains with multiple intermediaries and inconsistent formats, which limits visibility over settlement timing. Keyrails addresses this by routing payments through a single wire instruction over SWIFT rails, settling at the beneficiary bank through local real time gross settlement systems. The platform also applies a pay on behalf of scheme so payments can originate from stablecoin wallets while settling through standard banking rails, and it is a member of SWIFT.

Beyond payment execution, Keyrails offers working capital financing, giving qualifying businesses access to short term liquidity based on their verified payment activity on its network, with facilities ranging from uncollateralized to fully collateralized. It supports transactions across a wide range of currencies and local markets, connecting originating markets across Africa, the Gulf, South Asia, and Latin America to beneficiary hubs across Asia and the Middle East. Keyrails is used by banks, fintechs, and import-export and commodity trading businesses operating across these corridors.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2023-01-01
- Profile: https://thegrid.id/profiles/keyrails

## Products

- [Stable OS](https://thegrid.id/profiles/keyrails): Stable OS is a payments infrastructure platform that unifies cross-border trade payments, treasury, and financing operations for institutions operating in emerging markets. It routes high-value import, export, and commodity payments through SWIFT and real-time gross settlement rails, while also supporting stablecoin-based transfers and cross-network crypto trading through onboarded wallets. Financial institutions, fintechs, and trade and commodity platforms use it to execute payments on behalf of customers, access onshore USD accounts, and draw USD working capital underwritten against verified payment activity. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://keyrails.com)
- [Blog](https://keyrails.com/keyrails-insights)
- [LinkedIn](https://linkedin.com/company/keyrails)

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