# Kinesis Money > Everything money should be. Kinesis Money is a digital asset platform that issues currencies backed one to one by allocated gold and silver bullion. It lets users buy, trade, spend, and earn yield on precious metals through an exchange, card, and mobile app. Kinesis Money is a digital asset company that offers currencies backed one to one by physical gold and silver bullion. Its flagship products, Kinesis gold and Kinesis silver, represent allocated bullion held in a global vaulting network and can be transferred, traded, or spent like conventional money. The platform is built for retail investors, savers, and everyday spenders who want precious metals to function as usable currency rather than a passive store of value. The platform addresses a common limitation of physical bullion, namely that it is difficult to transact with directly, by digitizing gold and silver into currencies that move across a blockchain-based ledger. Holders can convert their metals-backed balances into other supported currencies through an integrated exchange, or spend them directly using a linked card. A yield mechanism redistributes a share of transaction fee revenue back to participants on a recurring basis, paid in physical metal, and reserves are subject to periodic independent verification. Beyond its core gold and silver currencies, Kinesis Money offers a velocity token tied to platform activity, a suite of stablecoins pegged to fiat currencies, trading tools through its exchange, and a card and mobile app for everyday spending and portfolio management. The offering is used by individuals seeking an alternative to holding unallocated bullion, as well as businesses and traders looking to access precious metals markets through digital rails. - Type: Company - Sector: Finance - Status: Active - Founded: 2018-01-01 - Profile: https://thegrid.id/profiles/kinesis_money ## Products - [Kinesis Platform](https://thegrid.id/profiles/kinesis_money): Kinesis Platform is a centralised exchange account for buying, holding, sending and spending gold, silver and digital assets from a single portfolio. Users buy allocated gold (KAU), silver (KAG) and major cryptocurrencies in eight fiat currencies by card or bank transfer, and track realised and unrealised gains on web and mobile. Metals can be sent instantly to an email address or paid to up to 1,000 recipients at once. A yield system returns a share of transaction fees each month in gold and silver to holders, spenders, referrers, minters and velocity token holders, and a minting function brings new KAU and KAG into circulation. (Centralised Exchange, Live, Main Product) - [Kinesis Pay](https://thegrid.id/profiles/kinesis_money): Kinesis Pay is a merchant payment gateway enabling businesses to accept payments in gold, silver, and multiple digital assets. Merchants install a website plugin to connect their online store to the Kinesis payment system, and payments are processed as peer-to-peer transfers within the platform with no transaction fees for merchants or customers. A merchant dashboard provides real-time payment tracking, yield visibility on accumulated metal holdings, and reporting integration. (Merchant Payment Gateway, Live) - [Kinesis Virtual Card](https://thegrid.id/profiles/kinesis_money): Kinesis Virtual Card is a Visa-enabled payment card allowing holders to spend gold, silver, and other digital assets from their Kinesis account at merchants worldwide. Purchases earn cashback paid in gold, and the card converts held assets to local currency automatically at checkout. It is available in virtual and physical formats and is currently offered in beta in select regions. (Card, Open Beta) - [Currency One USD](https://thegrid.id/profiles/kinesis_money): Currency One USD is a stablecoin issuance product for C1USD, a token pegged one to one to the US dollar and backed by reserves held at regulated financial institutions with independent monthly attestations. C1USD is issued on Stellar and as an ERC-20 token on Ethereum, and is used for payments, trading and as collateral in EVM-compatible DeFi protocols. Verified Kinesis account holders earn a variable introductory yield on C1USD balances, paid monthly with no lock-up. (Stablecoin Issuer, Live) - [Kinesis Exchange](https://thegrid.id/profiles/kinesis_money): Kinesis Exchange is a centralised trading venue inside the Kinesis account for trading cryptocurrencies against gold (KAU), silver (KAG) and the C1USD stablecoin. It supports market, limit, stop and trailing-stop orders with charting, order book and market data tools, and charges a flat execution fee across crypto pairs. Trading gold and silver pairs adds to the user's monthly Kinesis yield, and no separate registration is needed. (Centralised Exchange, Live) ## Assets - [Kinesis Gold (KAU)](https://thegrid.id/profiles/kinesis_money): KAU is a gold-pegged stablecoin issued by Kinesis Cayman, where each token represents one gram of allocated physical gold. It is used for payments, savings, and trading across the Kinesis platform, available on the Kinesis blockchain and Ethereum. The underlying gold is stored in insured vaults managed by Allocated Bullion Exchange and audited twice per year. (Stablecoin) - [Kinesis Silver (KAG)](https://thegrid.id/profiles/kinesis_money): KAG is a silver-pegged stablecoin issued by Kinesis Cayman, where each token represents one troy ounce of allocated physical silver. It is used for payments, savings, and trading across the Kinesis platform, available on the Kinesis blockchain and Ethereum. The underlying silver is stored in insured vaults and audited twice per year by an independent specialist. (Stablecoin) - [Kinesis Velocity Token (KVT)](https://thegrid.id/profiles/kinesis_money): KVT is the utility token of the Kinesis Monetary System, deployed on the Stellar blockchain. It is used to receive a proportionate share of transaction fees collected across the Kinesis platform, distributed monthly to holders in KAU and KAG. With a fixed supply, KVT is available only through the secondary market on the Kinesis Exchange. (Utility) - [Currency One USD (C1USD)](https://thegrid.id/profiles/kinesis_money): C1USD is a USD-pegged stablecoin issued by Kinesis Money Panama S.A., a separate entity from Kinesis Cayman that operates the Kinesis platform. It is used for payments, transfers, and trading across the Kinesis platform, deployed on both the Stellar and Ethereum blockchains. Reserves are held at regulated financial institutions, with independent monthly attestations published publicly. (Stablecoin) ## Links - [Main](https://kinesis.money) - [Blog](https://kinesis.money/blog) - [Documentation](https://support.kinesis.money) - [Whitepaper](https://kinesis.money/resources/kinesis-whitepaper-en.pdf) - [Forum](https://forum.kinesis.money) - [Media Kit/branding](https://kinesis.money/about-us/brand-resources) - [Terms of Service](https://kinesis.money/about-us/documents/terms-of-use) - [Privacy policy](https://kinesis.money/privacy-policy) - [Twitter / X](https://x.com/KinesisMonetary) - [YouTube](https://youtube.com/@KinesisMoney) - [LinkedIn](https://linkedin.com/company/kinesismoney) - [Facebook](https://facebook.com/kinesismoney) - [Telegram](https://t.me/kinesismoney) - [Instagram](https://instagram.com/kinesismoney) - [Reddit](https://www.reddit.com/r/Kinesis_money) - [Medium](https://medium.com/Kinesis Money) ## Legal This data is provided under two licensing models. Model 1 - open data. 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