# Kinesis Money > Everything money should be. Kinesis Money is a platform for buying, holding, spending, and earning yields on gold and silver-backed digital currencies, each backed 1:1 by allocated physical bullion. Kinesis Money serves retail investors, savers, and everyday spenders who want gold and silver to function as usable money. Users can purchase KAU (gold) and KAG (silver) digital currencies, trade them against various assets on the Kinesis Exchange, and spend them via a Visa card. A six-part yield system redistributes 57.5% of all transaction fee revenue monthly, paid in physical gold and silver. - Type: Company - Sector: Finance - Status: Active - Founded: 2018-01-01 - Profile: https://thegrid.id/profiles/kinesis_money ## Products - [Kinesis Platform](https://thegrid.id/profiles/kinesis_money): Kinesis Platform is a centralised exchange for buying, selling, storing, trading, and spending gold (KAU), silver (KAG), and digital assets. KAU and KAG tokens are backed 1:1 by physically allocated bullion held in insured global vaults, with all transactions recorded on the Kinesis Blockchain Network, a Stellar-based infrastructure settling in 2–3 seconds. The platform includes a professional trading interface with institutional liquidity and advanced order types, a multi-tier yield distribution system that shares over 57% of transaction fee revenue monthly with token holders, traders, referrers, and minters, a minting function for introducing new KAU and KAG into circulation, and a retail cashback program (Metalback) returning up to 10% in gold at partner retailers. Users manage gold, silver, and various digital assets through a portfolio dashboard available via web and Android mobile app. (Centralised Exchange, Live, Main Product) - [Kinesis Pay](https://thegrid.id/profiles/kinesis_money): Kinesis Pay is a merchant payment gateway enabling businesses to accept payments in gold (KAU), silver (KAG), and multiple digital assets. Merchants install a website plugin to connect their online store to the Kinesis payment system. Payments are processed as peer-to-peer transfers within the Kinesis platform with no transaction fees for merchants or customers. A merchant dashboard provides real-time payment tracking, yield visibility on accumulated gold and silver holdings, and reporting integration. (Merchant Payment Gateway, Live) - [Kinesis Virtual Card](https://thegrid.id/profiles/kinesis_money): Kinesis Virtual Card is a Visa-enabled payment card allowing holders to spend gold (KAU), silver (KAG) and other digital assets from their Kinesis account at merchants worldwide. Purchases earn 2% cashback paid in gold. The card converts held digital assets at the point of sale and is available in virtual and physical formats. (Card, Open Beta) - [Currency One USD](https://thegrid.id/profiles/kinesis_money): Currency One USD is a stablecoin, pegged 1:1 to the US dollar, issued by Kinesis Money Panama S.A. with reserves held at regulated financial institutions and subject to independent monthly attestations. C1USD is available on the Stellar network and as an ERC-20 token on Ethereum. Verified Kinesis account holders earn a variable introductory yield of 7.5% APY on C1USD balances, paid monthly in C1USD with no lock-up requirement. The stablecoin supports global payments within the Kinesis platform, trading on the Kinesis Exchange, and integration with EVM-compatible DeFi protocols. (Stablecoin Issuer, Live) - [Kinesis Exchange](https://thegrid.id/profiles/kinesis_money): Kinesis Exchange is a centralised trading platform for gold (KAU), silver (KAG), C1USD, KVT, and multiple digital assets, offering multiple trading pairs with institutional liquidity and tight spreads. The exchange provides six order types; market, limit, stop market, stop limit, trailing stop, and trailing stop limit, alongside TradingView chart integration, order book positioning, and real-time market data displays. A flat 0.22% execution fee applies across all pairs. Access is through the shared Kinesis account with no separate registration. The exchange is operated by Kinesis AG and is available on desktop and mobile browsers. (Centralised Exchange, Live) ## Assets - [Kinesis Gold (KAU)](https://thegrid.id/profiles/kinesis_money): KAU is a gold-pegged stablecoin issued by Kinesis Cayman, where each token represents one gram of allocated physical gold. It is used for payments, savings, and trading across the Kinesis platform, available on the Kinesis blockchain and Ethereum. The underlying gold is stored in insured vaults managed by Allocated Bullion Exchange and audited twice per year. (Stablecoin) - [Kinesis Silver (KAG)](https://thegrid.id/profiles/kinesis_money): KAG is a silver-pegged stablecoin issued by Kinesis Cayman, where each token represents one troy ounce of allocated physical silver. It is used for payments, savings, and trading across the Kinesis platform, available on the Kinesis blockchain and Ethereum. The underlying silver is stored in insured vaults and audited twice per year by an independent specialist. (Stablecoin) - [Kinesis Velocity Token (KVT)](https://thegrid.id/profiles/kinesis_money): KVT is the utility token of the Kinesis Monetary System, deployed on the Stellar blockchain. It is used to receive a proportionate 20% share of all global transaction fees collected across the Kinesis platform, distributed monthly to holders in KAU and KAG. With a fixed supply of 300,000 tokens, KVT is available only through the secondary market on the Kinesis Exchange. (Utility) - [Currency One USD (C1USD)](https://thegrid.id/profiles/kinesis_money): C1USD is a USD-pegged stablecoin issued by Kinesis Money Panama S.A. It is used for payments, transfers, and trading across the Kinesis platform, deployed on both the Stellar and Ethereum blockchains. Reserves are held at regulated financial institutions, with independent monthly attestations published publicly. (Stablecoin) ## Links - [Main](https://kinesis.money) - [Blog](https://kinesis.money/blog) - [Documentation](https://support.kinesis.money) - [Whitepaper](https://kinesis.money/resources/kinesis-whitepaper-en.pdf) - [Forum](https://forum.kinesis.money) - [Media Kit/branding](https://kinesis.money/about-us/brand-resources) - [Terms of Service](https://kinesis.money/about-us/documents/terms-of-use) - [Privacy policy](https://kinesis.money/privacy-policy) - [Twitter / X](https://x.com/KinesisMonetary) - [YouTube](https://youtube.com/@KinesisMoney) - [LinkedIn](https://linkedin.com/company/kinesismoney) - [Facebook](https://facebook.com/kinesismoney) - [Telegram](https://t.me/kinesismoney) - [Instagram](https://instagram.com/kinesismoney) - [Reddit](https://www.reddit.com/r/Kinesis_money) - [Medium](https://medium.com/Kinesis Money) ## Legal This data is provided under two licensing models. Model 1 - open data. 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