# KoinBay > Enter the Future of Crypto Trading KoinBay is a centralized cryptocurrency exchange. It lets users trade crypto on spot, margin, futures, and grid markets and buy crypto with cards or bank transfers. KoinBay is a centralized cryptocurrency exchange for crypto-to-crypto trading. It offers spot, margin, futures, and grid trading on a wide range of coins and tokens. Users can also buy and sell crypto with credit cards or bank transfers. Accounts are opened by email and funded with crypto deposits or fiat purchases. Staking and savings products pay rewards on held assets, and the Rewards Hub pays bonuses for tasks such as logging in and completing trades. The exchange publishes proof of reserves. KBT, the exchange's native token, gives holders trading fee discounts, campaign rewards, and staking options. A public trading API supports automated strategies. It is used by retail and professional crypto traders. - Type: Company - Sector: Finance - Status: Active - Founded: 2018-01-01 - Profile: https://thegrid.id/profiles/koinbay ## Products - [KoinBay](https://thegrid.id/profiles/koinbay): KoinBay is a centralized exchange for spot, margin, and perpetual futures trading, with stablecoin-margined and coin-margined contracts. Users can run grid trading bots and buy crypto with cards or bank transfers. Staking pools and savings products pay rewards on held assets, and a trading API supports automated access. (Centralised Exchange, Live, Main Product) ## Assets - [KoinBay Token (KBT)](https://thegrid.id/profiles/koinbay): KBT is the utility token of the KoinBay exchange. It is used for trading fee discounts, promotional campaign rewards, liquidity rewards, and staking on the KoinBay platform. KBT is an ERC-20 token on Ethereum, so holders can also hold and transfer it outside the exchange. (Utility) ## Links - [Main](https://www.koinbay.com) - [Documentation](https://docs.koinbay.com) - [Whitepaper](https://white-paper.koinbay.com) - [Blog](https://www.koinbay.com/en-US/blogs) - [Terms of Service](https://docs.koinbay.com/terms-and-policies/terms-and-conditions) - [Privacy policy](https://docs.koinbay.com/terms-and-policies/privacy-and-cookies-policy) - [Twitter / X](https://x.com/koinbayofficial) - [Telegram](https://t.me/koinbay) - [LinkedIn](https://www.linkedin.com/company/koinbay) - [Instagram](https://www.instagram.com/koinbay) - [Facebook](https://www.facebook.com/koinbay) - [YouTube](https://www.youtube.com/@koinbayofficial) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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