# Koywe

> Financial Intelligence

Koywe is a payments company that provides infrastructure for cross-border collections and payouts in Latin America. It lets businesses convert between local currencies and stablecoins without a local bank account.

Koywe is a payments company that provides infrastructure for cross-border money movement in Latin America. It gives finance and operations teams the ability to collect and pay internationally, convert between local currencies and stablecoins, and track transactions in real time. The service targets businesses that operate across multiple countries without a local bank account or legal entity in each one.

The company addresses the friction of traditional international transfers, which typically involve correspondent banking fees, multi-day settlement times, and unfavorable exchange rates. Koywe instead offers instant conversion and settlement through stablecoins pegged to fiat currencies, paired with transparent pricing and continuous availability. It operates under regulatory licensing in the markets it serves and publishes information on its compliance practices.

Its platform combines collections, payouts, conversion, and transaction management in a single interface, supporting use cases such as import and export payments, cross-border invoicing, remote payroll, and e-commerce settlement. It also offers a payments API for fintechs and digital platforms to embed similar functionality. Koywe is used by importers and exporters, agencies, consultancies, outsourcing firms, and cross-border e-commerce businesses across several Latin American markets and beyond.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/koywe

## Products

- [Koywe Payments](https://thegrid.id/profiles/koywe): Koywe Payments is a payments infrastructure product that lets businesses collect and pay funds internationally across multiple Latin American markets and beyond. It processes pay-ins through payment links, hosted checkout, and in-person QR payments, and pay-outs to suppliers and other third parties, using local payment methods in each country. Companies, fintechs and payment service providers access the service through a single platform or API, receiving fee and exchange-rate quotes before confirming each transaction. The product also enables merchants to accept point-of-sale payments from foreign customers in the customer's local currency while settling in the merchant's own currency. (On/Off Ramp, Live, Main Product)
- [Koywe Stablecoins](https://thegrid.id/profiles/koywe): Koywe Stablecoins is an on/off-ramp product that lets businesses convert local currency to and from stablecoins for cross-border treasury operations. It offers a self-serve Ramp for smaller, instant conversions and a dedicated OTC desk with specialist-assisted execution for high-volume trades, both accessed through the same platform and API. Users can buy or sell stablecoins across multiple supported blockchain networks, hold balances for operational use, and withdraw converted funds to local bank accounts. The service targets companies needing faster and cheaper alternatives to traditional wire transfers for moving money across Latin America and other regions. (On/Off Ramp, Live)
- [Koywe Billing](https://thegrid.id/profiles/koywe): Koywe Billing is an electronic invoicing platform that lets businesses generate and manage formal invoices across multiple Latin American markets. It supports multi-currency operations and helps businesses meet local tax compliance requirements through a unified platform and single API. Finance teams use it to issue invoices, track payment terms, and integrate invoicing data with their accounting workflows. (B2B Invoicing & Billing, Live)

## Links

- [Main](https://www.koywe.com)
- [Documentation](https://docs.koywe.com)
- [Terms of Service](https://www.koywe.com/es/legal/terms)
- [Privacy policy](https://www.koywe.com/es/legal/privacy)
- [Blog](https://www.koywe.com/es/blog)
- [Twitter / X](https://x.com/koywe_latam)
- [LinkedIn](https://www.linkedin.com/company/koywe)
- [Instagram](https://www.instagram.com/koywe_inc)

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