# Kubera

> The balance sheet for those who manage their own wealth

Kubera is a net worth tracking platform for individuals who manage their own wealth. It aggregates stocks, crypto, real estate, and other assets into a single dashboard for high-net-worth users and their advisors.

Kubera is a wealth tracking company that provides a unified balance sheet for individuals who manage their own assets rather than relying on advisors. It aggregates holdings across banks, brokerages, real estate, private equity, and digital assets into a single dashboard, giving users a consolidated view of net worth over time. The platform is aimed at self-directed high-net-worth individuals, families, and the advisors who work with them.

The service addresses a gap left by traditional wealth management, where intermediaries such as private banks and relationship managers charge ongoing fees to report on a client's own money. Kubera instead operates on a flat subscription model regardless of portfolio size, connecting to accounts through multiple data aggregators and letting users add tickers to track stocks, funds, and other holdings directly. It also applies automated valuation and data aggregation to keep tracked assets and their values current.

Beyond its core net worth dashboard, Kubera offers shareable proof of wealth statements, scenario planning tools, and collaborative access controls so family members, assistants, or advisors can view or manage designated portfolios. It supports multiple currencies and ownership structures such as trusts and LLCs, and offers a white label version of its platform for advisors and institutions to offer under their own branding. It is used by individuals, families, and financial professionals seeking a consolidated view of diverse holdings.

- Type: Company
- Sector: Data & Analytics
- Status: Active
- Founded: 2020-01-01
- Profile: https://thegrid.id/profiles/kubera

## Products

- [Kubera](https://thegrid.id/profiles/kubera): Kubera is a portfolio tracker that aggregates bank accounts, brokerages, cryptocurrency wallets, and physical assets into a single balance sheet. It connects to financial institutions and blockchains through aggregation partners to deliver real-time valuations, using live price feeds and AI-assisted appraisal for hard-to-value assets, and supports multi-currency views, nested portfolios for trusts and entities, and scenario planning tools. Users can generate self-attested proof of wealth statements, compare allocations against anonymized peer benchmarks, set up automated beneficiary transfers, and query portfolio data through AI assistants via a machine-readable interface. The platform serves individuals and families managing diversified traditional and digital asset holdings. (Portfolio Tracker, Live, Main Product)
- [Kubera White Label](https://thegrid.id/profiles/kubera): Kubera White Label is a rebranded version of the Kubera portfolio tracking platform offered to financial advisors, registered investment advisors, and wealth management firms. It provides the same account aggregation, valuation, and reporting infrastructure as the consumer product but delivered under the client firm's own branding. Advisory businesses use it to give their clients a net worth tracking experience while Kubera manages the underlying data connections and platform operations. (Portfolio Tracker, Live)

## Links

- [Main](https://www.kubera.com)
- [Blog](https://www.kubera.com/blog)
- [Documentation](https://help.kubera.com)
- [Terms of Service](https://www.kubera.com/legal)
- [Privacy policy](https://www.kubera.com/legal#privacy)
- [Twitter / X](https://x.com/KuberaApp)
- [LinkedIn](https://linkedin.com/company/kubera-com)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP