# Kubera

> The balance sheet HNIs live by

Kubera lets users track total net worth across stocks, crypto, real estate, and other assets from a single dashboard.

Kubera helps high-net-worth individuals and financial advisors manage total net worth across diverse asset classes, from stocks and crypto to real estate and collectibles. Users can link bank and brokerage accounts for automatic value updates, generate shareable proof of wealth statements, and model financial scenarios with dynamic planning tools. The platform supports multiple currencies and complex ownership structures across trusts, LLCs, and family entities.

- Type: Company
- Sector: Data & Analytics
- Status: Active
- Founded: 2019-01-01
- Profile: https://thegrid.id/profiles/kubera

## Products

- [Kubera](https://thegrid.id/profiles/kubera): Kubera aggregates financial holdings across bank accounts, brokerages, cryptocurrency wallets, and physical assets through third-party financial aggregation APIs. The platform provides real-time portfolio valuations via live price feeds and AI-powered asset appraisal, supporting multi-currency views and scenario planning. Features include AI-assisted document import, self-attested proof of wealth generation, granular portfolio sharing, a beneficiary wealth transfer switch, and MCP-based AI advisor integration. (Portfolio Tracker, Live, Main Product)
- [Kubera White Label](https://thegrid.id/profiles/kubera): Kubera White Label provides the Kubera portfolio tracking platform to financial advisors and registered investment advisors under a custom brand. The service delivers the same aggregation infrastructure, real-time reporting, and asset management capabilities as the consumer product through a branded interface. Business clients manage client portfolios while Kubera handles underlying data connections, security infrastructure, and platform operations. (Portfolio Tracker, Live)

## Links

- [Main](https://www.kubera.com)
- [Blog](https://www.kubera.com/blog)
- [Documentation](https://help.kubera.com)
- [Terms of Service](https://www.kubera.com/legal)
- [Privacy policy](https://www.kubera.com/legal#privacy)
- [Twitter / X](https://x.com/KuberaApp)
- [LinkedIn](https://linkedin.com/company/kubera-com)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP