# KudiX

> One wallet, every payment

KudiX is a Nigerian mobile wallet and payments app for stablecoins. It lets users receive stablecoins, convert them to naira, withdraw to a bank account, and pay bills from one app.

KudiX is a Nigerian mobile wallet provider that lets users receive stablecoin payments, convert them to naira, and spend or withdraw the proceeds. It targets individuals and businesses who receive dollar-denominated stablecoins and need a practical way to turn them into everyday spending power in Nigeria.

The app assigns users deposit addresses for stablecoins across multiple blockchains, crediting a naira balance once funds are converted at a displayed market rate. From that naira balance, users can withdraw to Nigerian bank accounts or pay for utilities such as airtime, data, television, and electricity. Naira balances are held with licensed partner banks rather than on the company's own books, and account holders complete identity verification before transacting.

KudiX supports on-chain withdrawals of stablecoins to external wallets and includes a referral program for users who bring in new customers. Its offering is used by Nigerians who earn or hold stablecoins and want a single interface to convert, spend, and manage bill payments, and a naira-denominated card is in development. The company is registered with Nigeria's corporate affairs authority and publishes its registration details for verification.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/kudix

## Products

- [KudiX](https://thegrid.id/profiles/kudix): KudiX is a mobile wallet that lets Nigerian users hold stablecoin and naira balances in one account. It accepts stablecoin deposits across multiple blockchains, converts them into a naira balance at a displayed market rate, and lets users withdraw to any Nigerian bank account or back out to an external wallet on-chain. From the same balance, users can pay for airtime, data, television and electricity bills, and can earn bonuses through a referral program. (Wallet, Live)

## Links

- [Main](https://kudix.app)
- [Terms of Service](https://kudix.app/terms)
- [Privacy policy](https://kudix.app/privacy)
- [Blog](https://kudix.app/blog/stablecoin-business-guide)
- [Twitter / X](https://x.com/KudiXwallet)
- [Telegram](https://t.me/kudixwallet)

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- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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