# Ledn

> Borrow Against your Bitcoin Securely

Ledn provides Bitcoin-backed loans and cryptocurrency savings accounts allowing users to access liquidity without selling digital assets.

Ledn helps digital asset holders access liquidity and manage assets by offering bitcoin‑backed loans, savings accounts for stablecoins, B2X loans to increase BTC exposure, and in‑platform trading. Users can view risk policies, Proof of Reserves, and product terms to understand how funds are handled. Services are available in multiple regions with eligibility detailed in the Help Center.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2018-05-01
- Profile: https://thegrid.id/profiles/ledn

## Products

- [Ledn Bitcoin-Backed Loans](https://thegrid.id/profiles/ledn): Ledn Bitcoin-Backed Loans allow clients to borrow cash or stablecoins using BTC as collateral, with tiered pricing for larger loans, plus B2X loans that instantly double Bitcoin exposure without monthly interest payments. (Centralised Borrowing & Lending, Live, Main Product)
- [Ledn Trade](https://thegrid.id/profiles/ledn): Ledn Trade provides spot trading and conversion between Bitcoin, Ethereum, and stablecoins for Ledn account holders. (Centralised Exchange, Live)
- [Dual Cryptocurrency Notes (DCN)](https://thegrid.id/profiles/ledn): Ledn Dual Cryptocurrency Notes are structured yield products that generate enhanced returns by combining crypto yield with price exposure through an options-based mechanism, allowing clients to earn above-market yields in exchange for potential asset conversion at maturity. (Derivatives , Live)
- [B2X Loans](https://thegrid.id/profiles/ledn): Leverage product enabling users to double Bitcoin exposure by using existing BTC holdings as collateral to purchase additional Bitcoin, executing instant automated loan-to-purchase transactions with integrated collateral management and liquidation protection mechanisms. (Centralised Borrowing & Lending, Live)
- [Ledn Growth Accounts](https://thegrid.id/profiles/ledn): Ledn Growth Accounts offer yield on Bitcoin and stablecoins by deploying client assets into Ledn's BTC-collateralized retail loan book, with a proven track record of no loan losses. (Centralised Borrowing & Lending, Live)

## Links

- [Main](https://www.ledn.io)
- [Blog](https://www.ledn.io/blog)
- [Documentation](https://help.ledn.io)
- [Terms of Service](https://www.ledn.io/legal/terms-of-service)
- [Privacy policy](https://www.ledn.io/legal/privacy-policy)
- [Twitter / X](https://x.com/hodlwithLedn)
- [LinkedIn](https://linkedin.com/company/ledn-inc)
- [Facebook](https://facebook.com/Ledn.io)
- [Instagram](https://instagram.com/ledn.io)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP