# Lendasat

> Borrow, don't sell

Lendasat is a peer-to-peer Bitcoin-collateralized lending marketplace. It connects borrowers and lenders directly, letting borrowers access cash without selling their Bitcoin.

Lendasat is a peer-to-peer lending marketplace that connects Bitcoin holders seeking liquidity with individuals and businesses willing to lend against Bitcoin collateral. Lendasat provides the technology, escrow coordination, and price and payment oracle functions that let the two sides transact directly. Borrowers keep exposure to Bitcoin price movements while receiving stablecoin or fiat funds, and lenders earn interest on overcollateralized loans.

The protocol secures collateral through a multi-party escrow arrangement, so no single party, including Lendasat, can unilaterally move a borrower's Bitcoin. Loan terms such as amount, duration, and rate are set through a marketplace where lenders compete to offer terms, rather than through a centrally fixed rate. Repayment automatically releases the escrowed Bitcoin back to the borrower, and the system supports disbursement through bank transfer, stablecoins, or card-based methods.

Lendasat Lending Platform offers separate portals for borrowers and lenders, with documentation and an API for integration, and Satora swaps Bitcoin and stablecoins without custody. It serves Bitcoin holders who want liquidity without triggering a sale, as well as stablecoin or fiat holders looking for yield on Bitcoin-secured loans.

- Type: Company
- Sector: DeFi
- Status: Active
- Founded: 2024-12-19
- Profile: https://thegrid.id/profiles/lendasat

## Products

- [Lendasat Lending Platform](https://thegrid.id/profiles/lendasat): Lendasat Lending Platform is a peer-to-peer marketplace for Bitcoin-backed loans. Borrowers lock Bitcoin as collateral in a multi-party escrow shared with a matched lender and receive stablecoins or fiat by bank transfer or virtual card, while lenders set their own rates, amounts, and durations and earn interest. A Bitcoin price oracle monitors collateral value to trigger margin calls or automatic liquidation, and Lendasat acts as a neutral arbitrator in the escrow. (Decentralised Borrowing & Lending, Live, Main Product)
- [Satora](https://thegrid.id/profiles/lendasat): Satora is a non-custodial swap service that exchanges Bitcoin and stablecoins without an exchange deposit. Users swap from several Bitcoin payment layers and receive the stablecoin at a wallet they choose on an EVM chain, with refunds available if a swap times out. Developers can integrate swaps through an API, an SDK, and an embeddable interface. (Decentralised Exchange, Live)

## Links

- [Main](https://lendasat.com)
- [Whitepaper](https://whitepaper.lendasat.com/lendasat-whitepaper.pdf)
- [Documentation](https://lendasat.com/docs)
- [Privacy policy](https://lendasat.com/docs/lendasat-app/legal/privacy)
- [Terms of Service](https://lendasat.com/docs/p2p-loans/legal/terms)
- [Privacy policy](https://lendasat.com/docs/p2p-loans/legal/privacy)
- [Discord](https://discord.com/invite/a5MP7yZDpQ)
- [LinkedIn](https://www.linkedin.com/company/lendasat)
- [Twitter / X](https://x.com/satora_io)
- [GitHub](https://github.com/satoraHQ)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP