# Lince

> Your upgraded savings account

Lince is a digital savings platform that lets users earn daily yield on their stablecoins while keeping full control of their funds. It serves savers seeking returns above inflation without managing decentralized finance positions themselves.

Lince is a digital savings platform offering a non-custodial alternative to a traditional bank account. It lets savers deposit stablecoins and earn daily interest generated through decentralized finance protocols, without needing to manage individual positions themselves. The service targets everyday savers looking for returns above inflation while keeping full liquidity and control over their funds.

The platform addresses a common problem: money held in traditional bank accounts tends to lose purchasing power, while decentralized finance alternatives can be complex or hard to evaluate for non-specialists. Lince abstracts that complexity by routing deposited funds through vetted third-party protocols using over-collateralized positions, and a monitoring system tracks provider health and market conditions on an ongoing basis. Funds stay in a wallet controlled by the user at all times, and the underlying smart contracts publish security audit results.

Lince offers savings accounts for individual users as well as an upgraded tier for larger portfolios, alongside a yield-tracking and strategy layer that lets more active users explore automated strategies across decentralized finance. It is used by everyday savers seeking a simple way to protect and grow their money, as well as by portfolio holders wanting a more direct relationship with their savings.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2026-01-05
- Profile: https://thegrid.id/profiles/lince

## Products

- [Lince](https://thegrid.id/profiles/lince): Lince is a Solana-based savings and yield platform that grows digital dollar balances through automated strategies. Deposits are deployed across Solana lending, liquidity, staking, and hedging protocols via strategies calibrated to different risk levels. A structured risk feature splits yield into a senior tranche (steadier, capital-protected) and a junior tranche (higher yield, absorbs losses first), with rates adjusting dynamically toward a target coverage ratio. A spend feature lets users pay directly from their balance, no manual withdrawal needed. The platform is non-custodial, with funds held in an embedded wallet under the user's control. (Yield Aggregator, Live, Main Product)
- [Lince Yield Tracker](https://thegrid.id/profiles/lince): Lince Yield Tracker is a free Solana DeFi data tool aggregating real-time APY and TVL across Solana yield vaults. Data is organized by protocol, asset type, and investment category, including lending, liquidity, staking, loops, real-world assets, fixed yield, and aggregator strategies. Each vault entry displays current annualized yield, total value locked, investment categories, and underlying assets. (Data Terminal, Live)
- [Lince Business](https://thegrid.id/profiles/lince): Lince Business is a corporate savings product that lets companies deposit excess cash to earn yield while keeping funds accessible for transfer. It uses the same non-custodial, risk-controlled investment infrastructure as the consumer platform, adapted to how a company manages liquidity. Businesses request access to activate an account and can withdraw funds whenever needed. (Savings & Yield, Live)
- [Lince Wealth](https://thegrid.id/profiles/lince): Lince Wealth is a savings service for individuals managing larger portfolios who want a more direct, advisor-led relationship. It applies the same non-custodial, risk-controlled yield infrastructure as the core platform while adding personalized support for higher-balance accounts. Access requires a direct request rather than standard self-service sign-up. (Savings & Yield, Live)

## Assets

- [Lince Sentinel (SENTINEL)](https://thegrid.id/profiles/lince): Lince Sentinel is a vault token representing deposits in Lince's Sentinel strategy on Solana. It is used to track a depositor's proportional share of the Sentinel pool, accruing value as the pool generates stablecoin yields. Positioned at the conservative end of Lince's risk matrix, it allocates exclusively to stablecoin yield positions with no direct exposure to volatile crypto assets. (Vault Tokens)
- [Lince Guardian (GUARDIAN)](https://thegrid.id/profiles/lince): Lince Guardian is a vault token representing deposits in Lince's Guardian strategy on Solana. It is used to track a depositor's proportional share of the Guardian pool, accruing value as the pool generates stablecoin yields. Positioned in the mid-risk tier of Lince's no-exposure strategies, it allocates to stablecoin positions while accepting moderate risk for higher returns. (Vault Tokens)
- [Lince Vault Breaker (VAULTBREAKER)](https://thegrid.id/profiles/lince): Lince Vault Breaker is a vault token representing deposits in Lince's Vault Breaker strategy on Solana. It is used to track a depositor's proportional share of the Vault Breaker pool, accruing value as the pool generates stablecoin yields. Positioned at the high-risk end of Lince's no-exposure tier, it pursues elevated stablecoin yields with no direct crypto-asset market exposure. (Vault Tokens)
- [Lince Explorer (EXPLORER)](https://thegrid.id/profiles/lince): Lince Explorer is a vault token representing deposits in Lince's Explorer strategy on Solana. It is used to track a depositor's proportional share of the Explorer pool as it allocates across stablecoin and crypto-asset yield methods. It combines low-risk positioning with mixed market exposure, diversifying across stablecoin and crypto-asset DeFi strategies on Solana. (Vault Tokens)
- [Lince Balancer (BALANCER)](https://thegrid.id/profiles/lince): Lince Balancer is a vault token representing deposits in Lince's Balancer strategy on Solana. It is used to track a depositor's proportional share of the Balancer pool as it allocates across stablecoin and crypto-asset DeFi yield strategies. It applies a mid-risk profile with mixed market exposure, balancing between stablecoin yields and higher-return crypto-asset positions on Solana. (Vault Tokens)
- [Lince Predator (PREDATOR)](https://thegrid.id/profiles/lince): Lince Predator is a vault token representing deposits in Lince's Predator strategy on Solana. It is used to track a depositor's proportional share of the Predator pool as it deploys into high-yield stablecoin and crypto-asset DeFi strategies. It applies a high-risk profile with mixed market exposure, pursuing maximum yields through loops, liquidity, and leveraged positions on Solana. (Vault Tokens)
- [Lince Pathfinder (PATHFINDER)](https://thegrid.id/profiles/lince): Lince Pathfinder is a vault token representing deposits in Lince's Pathfinder strategy on Solana. It is used to track a depositor's proportional share of the Pathfinder pool as it allocates to SOL and crypto-asset yield strategies including liquid staking and lending. It provides full crypto-asset market exposure within a low-risk framework across Solana DeFi protocols. (Vault Tokens)
- [Lince Challenger (CHALLENGER)](https://thegrid.id/profiles/lince): Lince Challenger is a vault token representing deposits in Lince's Challenger strategy on Solana. It is used to track a depositor's proportional share of the Challenger pool as it allocates across crypto-asset DeFi methods including staking, liquidity, and loops. It applies a mid-risk profile with full market exposure, targeting crypto-asset yields across Solana DeFi protocols. (Vault Tokens)
- [Lince Apex Predator (APEXPREDATOR)](https://thegrid.id/profiles/lince): Lince Apex Predator is a vault token representing deposits in Lince's Apex Predator strategy on Solana. It is used to track a depositor's proportional share of the Apex Predator pool as it deploys across all DeFi yield methods with full crypto-asset market exposure. It applies Lince's highest-risk profile, targeting maximum returns through loops, liquidity, leveraged positions, and staking on Solana. (Vault Tokens)

## Links

- [Main](https://lince.finance)
- [Documentation](https://docs.lince.finance)
- [Blog](https://yields.lince.finance/blog)
- [Media Kit/branding](https://drive.google.com/drive/folders/1O6cMvoMEOjzbIyizbaPyIVqY6gq1ggUM?usp=drive_link)
- [Privacy policy](https://yields.lince.finance/privacy-policy)
- [Terms of Service](https://yields.lince.finance/terms-of-service)
- [Twitter / X](https://x.com/LinceFinance)
- [Telegram](https://t.me/LinceFinance)
- [Discord](https://discord.gg/LinceFinance)
- [LinkedIn](https://www.linkedin.com/company/lince-finance)
- [GitHub](https://github.com/Lince-Finance)
- [Facebook](https://www.facebook.com/people/Lincefinancearg/61592608336309)
- [TikTok](https://www.tiktok.com/@lince.finance)
- [YouTube](https://www.youtube.com/@LinceFinance)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
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- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
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## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP