# LINK

> FX infrastructure for modern payments

LINK is a foreign exchange infrastructure provider for digital payments. It offers APIs and a dashboard that let banks, neobanks, PSPs, fintechs, and multinational enterprises move funds and stablecoins across currency pairs and payment rails.

LINK is a foreign exchange infrastructure company that provides application programming interfaces and a treasury dashboard for moving money across traditional and blockchain based payment rails. It serves banks, neobanks, payment service providers, fintechs, and multinational enterprises that need to manage multi-currency flows, payouts, and stablecoin conversions. Its offering is built around programmable FX rails rather than manual bank transfers, giving businesses a single integration point for cross-border payments.

The platform addresses the complexity of moving value between fiat currencies and stablecoins such as USDC and USDT by combining on-ramp and off-ramp services, over-the-counter FX liquidity for larger transactions, and real-time rate monitoring in one system. Businesses connect through an API or a treasury interface to convert currencies, settle payouts globally, and process merchant payments without maintaining separate banking relationships in each market. The company presents itself as a payment infrastructure partner within the broader stablecoin ecosystem.

LINK's core product is its business infrastructure platform, alongside a stablecoin FX liquidity product and a yield bearing stablecoin pegged to a local fiat currency. It supports use cases spanning remittance services, crypto checkout systems, global payroll, and cross border trade financing. The platform is used by fintech platforms, treasury teams, and businesses expanding into new markets that need local payment rails paired with programmable FX.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-01-01
- Profile: https://thegrid.id/profiles/link

## Products

- [LINK Platform](https://thegrid.id/profiles/link): LINK Platform is a payments infrastructure product that lets businesses accept, convert, and settle FX and stablecoin transactions through a unified API and dashboard. It supports on-ramp and off-ramp of stablecoins via bank transfers and mobile money, cross-border FX conversion across a wide range of currency pairs, and payouts across multiple markets. Fintechs, payment service providers, and global businesses use the platform to launch cross-border payment flows without building conversion, compliance, or routing infrastructure themselves. The system operates across multiple blockchain networks and handles compliance and routing behind a single integration. (Payments Infrastructure & Orchestration, Live, Main Product)
- [Linkio API](https://thegrid.id/profiles/link): Linkio API is a developer API that lets applications and websites integrate stablecoin and fiat FX conversion directly into their own products. It exposes endpoints for initiating on-ramp and off-ramp transactions, generating payment links, checking rates, and monitoring transaction status through webhooks. Developers building remittance, checkout, wallet, or payroll products use it to add currency conversion without operating their own compliance or settlement infrastructure. (Developer Tooling, Live)
- [Linkio Treasury](https://thegrid.id/profiles/link): A treasury management platform providing tools for organizations to manage cryptocurrency holdings, track balances, and execute payments across multiple blockchain networks with real-time monitoring and reporting capabilities. (Tax tooling & Accounting, Live)
- [LINK Business Dashboard](https://thegrid.id/profiles/link): LINK Business Dashboard is a treasury and payments management platform for financial operations teams handling wallets, payments, users, and prefunded funding methods. It provides multi-currency and stablecoin wallet balances, deposit and withdrawal tools via bank transfer or stablecoin networks, transaction ledgers, and real-time exchange rate visibility. Businesses use it to monitor liquidity, execute FX conversions, and manage payouts alongside their API integration with the platform. (Financial Services Platform, Live)

## Assets

- [NGNC (NGNC)](https://thegrid.id/profiles/link): NGNC is a Nigerian Naira-pegged stablecoin issued by LINK, backed one-to-one by reserves. It is used for payments, remittances, and as a stable store of value across supported markets, and it also generates yield for holders through underlying reserve strategies. Unlike typical fiat-pegged stablecoins, it is deployed across multiple blockchains, allowing interoperable transfers and liquidity access on several networks at once. (Stablecoin)

## Links

- [Main](https://www.linkio.world)
- [Terms of Service](https://playful-radish-285.notion.site/TERMS-CONDITIONS-211a23202fe880448626ed7a7632e0a3?source=copy_link)
- [Privacy policy](https://playful-radish-285.notion.site/Privacy-Policy-0d639b29edc840c4aa48eab00c9231fd)
- [Media Kit/branding](https://link-design.notion.site/LINK-brand-kit-21fa748dbad98019ac54d77e51792a0c)
- [Documentation](https://docs.linkio.world/docs/getting-started)
- [LinkedIn](https://linkedin.com/company/link-xyz)
- [Instagram](https://instagram.com/link.io_)
- [Twitter / X](https://x.com/Link_IO)

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