# Linka > LatAm's payment infrastructure Linka is a payment infrastructure company for Latin America. It provides stablecoin on and off ramps, cross-border settlement, and payment APIs for businesses and developers. Linka is a payment infrastructure company that connects Latin American businesses and developers to digital asset settlement rails. It converts stablecoins to and from local currencies, supports fiat-to-fiat transfers across multiple countries, and offers institutional over-the-counter execution alongside white-label wallet and treasury tools. Its offering is delivered through a unified API aimed at fintechs, payment platforms, and enterprises that need to move value across borders without building local banking relationships in each market. The platform addresses delays and costs associated with traditional cross-border transfers by combining local banking connections with stablecoin settlement on multiple blockchain networks. Funds can be collected in one country and delivered as local fiat in another within the same day, with compliance workflows covering identity verification, business verification, and transaction screening built into each flow. This structure lets clients avoid establishing direct banking and licensing infrastructure in every country they operate in. Core products include on-ramp and off-ramp conversion between stablecoins and local currency, cross-border payment routing, and an OTC desk for large transactions, together with developer tooling for embedding these flows. Its network spans multiple countries across Latin America and extends to trade finance use cases for importers and exporters. Linka is used by fintechs, software platforms, and enterprises seeking regional settlement without direct exposure to digital assets. - Type: Company - Sector: Payments - Status: Active - Founded: 2020-01-01 - Profile: https://thegrid.id/profiles/linka ## Products - [Linka](https://thegrid.id/profiles/linka): Linka is a payment infrastructure platform for Latin America, enabling on/off ramp, cross-border settlement, and stablecoin payment processing through a unified API. The platform connects local banking rails across Latin American markets with stablecoin networks on multiple blockchains, allowing businesses to move value across borders without managing individual local banking relationships. REST and WebSocket APIs are available with SDKs for multiple programming languages, alongside automated KYC and AML workflows, real-time transaction monitoring, and MPC-based custody integrated into the platform. (Payments Infrastructure & Orchestration, Live, Main Product) - [Linka Crypto as a Service](https://thegrid.id/profiles/linka): Linka Crypto as a Service is a white-label stablecoin infrastructure package for financial institutions and fintechs, enabling them to offer cryptocurrency features to their own users. The service includes multi-party computation custody with security certifications, fiat on and off ramps for Latin American markets, API access for buy, sell, send, receive, and swap operations across multiple tokens, and a customizable front-end. Partners deploy branded crypto wallet and exchange interfaces without building underlying custody or liquidity infrastructure. (Financial Services Platform, Live) - [Linka OTC](https://thegrid.id/profiles/linka): Linka OTC is an institutional over-the-counter trading desk for large-volume cryptocurrency and stablecoin transactions across Latin American markets. The desk processes block trades with a minimum transaction size, offering same-day settlement and request-for-quote pricing across multiple local and international settlement currencies. Access requires business verification onboarding, with desk coverage across several global financial centers. Use cases include supplier payments, regional treasury management, cross-border collections, and foreign trade settlement. (OTC, Live) - [Linka Wallet](https://thegrid.id/profiles/linka): Linka Wallet is a non-custodial, multi-chain mobile wallet for cryptocurrency management in Latin America. Private keys are encrypted locally on-device with biometric authentication. The wallet supports multiple blockchains and stablecoins, with integrated on and off ramp functionality for local fiat currencies and a built-in exchange for crypto-to-crypto, crypto-to-fiat, and fiat-to-crypto conversions. It is available on iOS and Android. (Wallet, Live) - [Linka Squads](https://thegrid.id/profiles/linka): Linka Squads is a multisig treasury management product for organizations holding cryptocurrency assets. Transactions require multiple approvals with configurable signature thresholds, eliminating single points of failure. The product provides granular spending limits by team member or token type, a policy engine for approval workflows based on amount, token type, or destination address whitelist, on-chain governance, and an immutable audit log for compliance and accounting purposes. (Multi-Sig Wallet, Live) ## Links - [Blog](https://www.linka.xyz/en/blog) - [Documentation](https://www.linka.xyz/en/docs) - [Privacy policy](https://www.linka.xyz/en/privacy) - [Terms of Service](https://www.linka.xyz/en/terms) - [Main](https://www.linka.xyz) - [LinkedIn](https://linkedin.com/company/agentebtc) - [Twitter / X](https://x.com/agentebtc) - [Facebook](https://facebook.com/agentebtc) - [Instagram](https://instagram.com/agentebtc) - [LinkedIn](https://linkedin.com/company/linka-finance) - [Twitter / X](https://x.com/linkafinance) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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