# Mandioca > Empowering global payments Mandioca is a fintech company providing cross-border payment and digital asset conversion services. It helps businesses move money internationally by converting cryptocurrency to fiat currency with compliance controls. Mandioca is a fintech company offering cross-border payment infrastructure built around stablecoin settlement. It converts cryptocurrency such as USDT into US dollars and other fiat currencies for businesses conducting international trade, pairing digital asset processing with compliance controls including identity verification and transaction monitoring. The company is positioned for importers, exporters, and other companies seeking faster alternatives to traditional international wire transfers. The platform addresses delays and liquidity constraints common in cross-border trade, where conventional wires can take several business days and access to dollars can be limited in some markets. Clients send stablecoins to a secure wallet and receive the equivalent value in fiat to a bank account, with fees and exchange rates disclosed in advance. Mandioca is licensed as a money services business and applies anti-money laundering and know-your-customer procedures to its transaction flows. Its offering spans local payment collection and disbursement, a white label version of its infrastructure for partners, revenue and cash flow tools for multi-currency businesses, and an application programming interface for integrating cross-border payments directly into other platforms. The service is used by product-based importers and exporters and by businesses seeking programmatic access to international settlement, with additional consumer-facing use cases in development. - Type: Company - Sector: Payments - Status: Active - Founded: 2024-01-03 - Profile: https://thegrid.id/profiles/mandioca ## Products - [Mandioca](https://thegrid.id/profiles/mandioca): Mandioca is a cross-border payments platform that converts cryptocurrency into US dollars for international transactions. It lets clients send supported digital assets to a secure address, applies AML and KYC compliance checks, and delivers the equivalent USD amount to a verified bank account. The platform includes a dashboard for tracking balances, deposits, withdrawals, and wallet activity, serving importers, exporters, and other non-crypto-native businesses moving money across borders. (Payments Infrastructure & Orchestration, Live, Main Product) - [Mandioca API ](https://thegrid.id/profiles/mandioca): Mandioca API is a payments infrastructure product that lets fintechs, payment providers, and global trade platforms integrate cross-border settlement and digital asset payment flows directly into their own products. Through a single integration, partners automate stablecoin-funded transfers, convert them to US dollars, and deliver payouts to bank accounts across international corridors. The API includes compliance features such as AML and KYC controls, transaction monitoring, sanctions screening, and regulatory reporting support, letting businesses serving importers and exporters offer global payment capabilities at scale. (Payments Infrastructure & Orchestration, Live) - [Mandioca White Label ](https://thegrid.id/profiles/mandioca): Mandioca White Label is a financial services platform that lets companies launch their own branded cross-border payment service without building the underlying technology themselves. Partners deploy a fully branded solution under their own name and logo, enabling their clients to send and receive international payments using stablecoin settlement combined with traditional bank rails. The infrastructure includes compliance-ready capabilities such as AML and KYC checks, transaction monitoring, sanctions screening, and treasury workflows, letting payment providers, fintechs, and trade-focused businesses scale import and export payment flows. (Financial Services Platform, Live) ## Links - [Main](https://mandioca.global) - [Privacy policy](https://www.mandioca.global/privacy-policy) - [Terms of Service](https://www.mandioca.global/terms-contions) - [LinkedIn](https://www.linkedin.com/company/mandioca1) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP