# meCash > Seamlessly Send Money to the USA, UK, China and 16+ African Countries meCash is a cross-border payments company serving Africa and beyond. It helps SMEs and individuals send and receive international payments using blockchain technology and traditional payment channels. meCash is a cross-border payments company that enables individuals and small businesses to send and receive money internationally. It combines blockchain technology with traditional financial networks to move funds between Africa, the United Kingdom, the United States, China, and other regions. The platform targets underserved cross-border payment needs for consumers and small and medium enterprises seeking simpler international transfers. The company addresses the difficulty many African businesses and individuals face when moving money across borders, where conventional channels can be slow or costly. Users can convert between fiat currencies and digital assets, access multi-currency wallets, and choose from several payment channels including bank transfers and mobile money. It operates through licensed and regulated partner institutions in the jurisdictions where it provides money transfer and payment services. Its core offerings include a consumer mobile app for personal transfers and meCash Business, a web based platform for invoicing, payment links, virtual accounts, and bulk payouts aimed at micro, small, and medium enterprises. An over the counter service supports larger currency conversion and settlement needs. meCash is used by individual senders, small business owners, and larger corporates managing recurring cross-border payment flows. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-01-01 - Profile: https://thegrid.id/profiles/mecash ## Products - [meCash Ramp](https://thegrid.id/profiles/mecash): meCash Ramp is a digital asset conversion service that enables users to convert between digital assets and fiat currencies. The platform provides on-ramp and off-ramp capabilities, allowing transfers between crypto wallets and traditional currency accounts across multiple blockchain networks. (On/Off Ramp, Live) - [meCash OTC](https://thegrid.id/profiles/mecash): meCash OTC is an over-the-counter trading service that connects users with representatives for large-volume currency and digital asset transactions. The concierge-style service negotiates quotes and settles transfers directly through chat-based communication, covering conversions between fiat currencies and digital assets. (OTC, Live) - [meCash Platform](https://thegrid.id/profiles/mecash): meCash is a cross-border remittance platform that enables individuals to send and receive money internationally. It provides multi-currency wallets, a virtual USD card, and a digital asset on and off ramp within a single mobile application. Users access the service through iOS and Android apps to manage balances and transfer funds across borders. (Peer to Peer & Remittance, Live, Main Product) - [meCash Business](https://thegrid.id/profiles/mecash): meCash Business is a payments infrastructure platform that enables businesses to process cross-border payments through a web dashboard and set of APIs. It provides fiat transfer capabilities alongside crypto-to-fiat conversion, virtual accounts, payment links, and invoicing tools for managing multi-currency transactions. Small and medium enterprises and larger corporates use the platform to send bulk payouts, receive payments, and reconcile transactions through the API or dashboard. (Payments Infrastructure & Orchestration, Live) ## Links - [Main](https://www.me-cash.com) - [Documentation](https://docs.me-cash.com) - [Blog](https://blog.me-cash.com) - [Terms of Service](https://www.me-cash.com/terms) - [Privacy policy](https://www.me-cash.com/privacy) - [Twitter / X](https://x.com/meCash14) - [LinkedIn](https://linkedin.com/company/mecash) - [Instagram](https://instagram.com/_mecash) - [TikTok](https://www.tiktok.com/@mecash14) - [Threads](https://www.threads.com/@_mecash) - [Facebook](https://www.facebook.com/people/meCash/100086828289374) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP