# Meow Technologies

> Modern banking for AI agents and global teams

Meow is a neobank that lets businesses and AI agents manage corporate finances with payment infrastructure including wires, ACH transfers, and corporate cards.

Meow Technologies enables businesses and AI agents to manage corporate finances through partner banks, offering payment infrastructure including wires, ACH transfers, and corporate cards. Users can access global payments, crypto support, and programmatic banking capabilities for automated financial workflows. The platform combines traditional banking services with modern infrastructure for teams and autonomous systems.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2021-02-01
- Profile: https://thegrid.id/profiles/meow_technologies

## Products

- [Meow Business Banking Platform](https://thegrid.id/profiles/meow_technologies): Meow Business Banking Platform is a B2B neobank for global businesses providing fee-free business checking accounts, domestic and international wires, ACH, and checks, invoicing, spend controls, global payments, stablecoins support, and access to financing through partner banks. Businesses also access a Commercial Paper Account via Meow Advisory, earning 3.78–3.96% APY on idle cash with a $100,000 minimum balance requirement. (Neobank, Live, Main Product)
- [Meow Corporate Card](https://thegrid.id/profiles/meow_technologies): Meow Corporate Card is a Visa corporate card, offering 2.5% cashback on eligible AI spend with unlimited virtual and physical cards, custom spend controls, and no fees or credit check required. Businesses issue cards to team members with individual spend limits and approval workflows managed through the Meow dashboard. (Card, Live)
- [Meow Bookkeeping](https://thegrid.id/profiles/meow_technologies): Meow Bookkeeping provides free accounting services for eligible startups with dedicated CPA support through 24/7 Slack channels, includes runway tracking tools and integrates with business banking operations for complete financial management. (Tax tooling & Accounting, Live)
- [Meow MCP](https://thegrid.id/profiles/meow_technologies): Meow MCP is a Model Context Protocol-based banking infrastructure enabling AI agents to execute financial transactions including ACH, wires, stablecoin transfers, corporate card payments, invoicing, and account onboarding, programmatically via CLI or chat interfaces compatible with Claude, ChatGPT, and other AI tools. Developers integrate Meow's financial services into AI agents using the npm CLI package, with guardrails and spend controls for agent-initiated transactions. (Financial Services Platform, Live)

## Links

- [Main](https://meow.com)
- [Blog](https://www.meow.com/blog)
- [Privacy policy](https://www.meow.com/privacy)
- [Terms of Service](https://www.meow.com/terms-of-service)
- [Documentation](https://developer.meow.com)
- [Twitter / X](https://x.com/Meow)
- [LinkedIn](https://linkedin.com/company/meow)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP