# Mercuryo

> Enhancing payment use case growth

Mercuryo is a payments infrastructure company for Web3 businesses. It provides crypto on-ramp and off-ramp services, virtual payment cards, and embedded payment tools for wallets, exchanges, and other platforms.

Mercuryo is a payments infrastructure company that helps Web3 businesses connect fiat and crypto financial systems. It provides on-ramp and off-ramp services that let end users buy and sell cryptocurrency, along with virtual co-branded payment cards that allow spending crypto directly from a connected wallet. Its customers include wallets, exchanges, NFT and GameFi platforms, yield platforms, and browser extensions seeking to add payment functionality for their users.

The company addresses the gap between traditional payment methods and crypto by offering infrastructure that can be embedded through a single integration rather than built in house. Its services cover identity verification, compliance checks, and settlement across a range of supported payment methods and cryptocurrencies, allowing partner platforms to onboard users and process transactions without managing this infrastructure themselves. Mercuryo operates under regulatory licensing in the jurisdictions where it provides payment services.

Its core offerings include On-Ramp, which enables fiat-to-crypto purchases, and Spend, a co-branded card product that lets users spend crypto from their wallets in everyday transactions. Mercuryo Pay adds merchant payment acceptance, business wallets, and mass payouts for companies that want to accept or send crypto. Mercuryo is used by wallet providers, exchanges, decentralized applications, and other Web3 companies looking to offer payment functionality to their end users.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2018-01-01
- Profile: https://thegrid.id/profiles/mercuryo

## Products

- [Mercuryo On/Off Ramps](https://thegrid.id/profiles/mercuryo): Mercuryo On/Off Ramps is a fiat-to-crypto and crypto-to-fiat exchange widget that lets users buy and sell digital assets from within partner apps and websites. It processes transactions through multiple payment methods, including cards, bank transfers, and mobile wallets, while handling identity verification and compliance checks behind the scenes. The widget is embedded by wallets, exchanges, and other Web3 applications to let their users convert between fiat currencies and multiple cryptocurrencies across several blockchains. (On/Off Ramp, Live, Main Product)
- [Mercuryo Spend](https://thegrid.id/profiles/mercuryo): Mercuryo Spend is a card issuance platform that enables crypto wallets and Web3 companies to offer co-branded virtual and physical payment cards to their users. It lets end users fund a card balance from connected crypto wallets and spend across multiple assets at merchants worldwide, with support for contactless mobile payment methods. The product is aimed at wallet providers and Web3 businesses seeking to add a spending feature for their existing user base without building card infrastructure themselves. (Card issuance, Live)
- [Mercuryo Pay](https://thegrid.id/profiles/mercuryo): Mercuryo Pay is a merchant payment gateway that lets businesses accept cryptocurrency payments for goods and services through a checkout integration. It combines crypto and fiat settlement, a business wallet for storing and managing funds, mass payout capabilities for paying recipients at scale, and automatic detection and resolution of payment discrepancies. The product serves marketplaces, e-commerce sites, digital agencies, and other businesses across multiple industries that want to accept or send crypto payments alongside existing checkout flows. (Merchant Payment Gateway, Live)

## Links

- [Main](https://mercuryo.io)
- [Documentation](https://oor-iframe.redoc.ly)
- [Blog](https://mercuryo.io/explore)
- [LinkedIn](https://www.linkedin.com/company/mercuryo-io)
- [Twitter / X](https://x.com/Mercuryo_io)
- [GitHub](https://github.com/mercuryoio)

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