# Meru > Your global dollar account Meru helps freelancers and remote workers in Latin America manage USD earnings through self-custodial wallets and payment cards. Meru helps freelancers and remote workers in Latin America receive, save, and spend USD earnings through blockchain-powered financial services. With it, users can receive ACH and SEPA transfers, earn yields on USDC deposits, and spend globally with Visa cards. Meru aims to reduce currency conversion costs while providing self-custodial wallet functionality built on Stellar blockchain. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-07-01 - Profile: https://thegrid.id/profiles/meru ## Products - [Meru Wallet](https://thegrid.id/profiles/meru): Meru Wallet is a neobank for Latin American freelancers and remote workers providing US bank accounts with ACH and Wire routing, European IBANs with SEPA, DeFi investment opportunities, and self-custody crypto management across multiple tokens. Users receive payments from Upwork, Stripe, PayPal, and YouTube, deposit via PIX or crypto, and withdraw cash in local currency via MoneyGram across multiple countries from a single mobile app. (Neobank, Live, Main Product) - [Meru Card](https://thegrid.id/profiles/meru): Meru Card implements prepaid debit card functionality through Visa and Mastercard networks, enabling global spending from self-custodial wallet balances. The system converts digital USD to fiat for point-of-sale transactions while supporting both physical and virtual card formats. (Card, Live) - [Meru Business](https://thegrid.id/profiles/meru): Meru Business is a corporate global banking platform providing companies with USD and EUR accounts, virtual bank accounts across the US and Europe, team Visa cards (physical and virtual) with spend controls, global payroll for remote teams, and international payments in multiple currencies. Businesses manage treasury operations and access real-time financial insights from a dedicated business portal. (Neobank, Live) - [Meru API](https://thegrid.id/profiles/meru): Meru API is a B2B stablecoin infrastructure platform enabling developers and fintechs to embed virtual US bank accounts (ACH), European IBANs (SEPA), stablecoin on/off ramps, global payouts for payroll and mass payments, KYC/KYB, and digital wallets into their own products via a single API. Businesses integrate with managed global regulatory compliance, allowing them to build remittance, payroll, and financial products without handling banking infrastructure directly. (Financial Services Platform, Live) ## Links - [Main](https://getmeru.com) - [Blog](https://getmeru.com/blog) - [Terms of Service](https://getmeru.com/terms-and-conditions) - [Privacy policy](https://getmeru.com/privacy-policy) - [Twitter / X](https://x.com/somosmeru) - [Instagram](https://www.instagram.com/meru.app) - [Facebook](https://www.facebook.com/getmeruapp) - [TikTok](https://www.tiktok.com/@meruapp) - [Discord](https://discord.com/invite/dgAdX37rHN) - [LinkedIn](https://www.linkedin.com/company/meru-r3mit-solutions-inc) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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