# Meso Finance

> The most efficient and safe lending on Aptos

Meso Finance is an open-source protocol for non-custodial lending markets on Aptos, enabling users to earn interest by supplying assets and borrowing.

Meso Finance helps users access decentralized lending through a non-custodial platform built on Aptos. With it, users can supply assets to earn interest, borrow against collateral, and utilize capital-efficient features. Meso Finance offers E-Mode for optimized loan ratios, Isolation Mode for risk management, and Safety Module protections for the lending ecosystem.

- Type: Project
- Sector: Finance
- Status: Active
- Founded: 2024-03-01
- Profile: https://thegrid.id/profiles/meso_finance

## Products

- [Meso Lending Platform](https://thegrid.id/profiles/meso_finance): A decentralized lending protocol on Aptos that enables pool-based borrowing and lending through non-custodial liquidity markets. The system supports variable and stable interest rates while offering E-Mode for capital efficiency and Isolation Mode for risk management. (Decentralised Borrowing & Lending, Live, Main Product)

## Assets

- [Meso Finance (MESO)](https://thegrid.id/profiles/meso_finance): MESO is the governance token of Meso Finance, a non-custodial lending protocol on Aptos. It is used to vote on proposals that influence key aspects of the protocol and to reward users for participating in lending activities and ecosystem campaigns. The token enables community voting on proposals for new collateral assets, liquidity pool incentives, and protocol upgrades. (Governance)

## Links

- [Main](https://meso.finance)
- [Documentation](https://doc.meso.finance)
- [Privacy policy](https://doc.meso.finance/privacy-policy)
- [Terms of Service](https://doc.meso.finance/term-of-service-and-legal-disclaimer)
- [Twitter / X](https://x.com/Meso_Finance)
- [Telegram](https://t.me/mesofinancegroup)
- [Discord](https://discord.com/invite/nf5verhtFz)
- [Substack](https://mesofinance.substack.com)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP